Vice President/Loan Officer

Job DescriptionJob DescriptionDescription:JOB SUMMARYResponsible for establishing, maintaining and maximizing relationships with existing and potential agricultural and business customers and to develop a loan portfolio in a compliant manner that creates strong quality credit relationships for the bank following established procedures. This position requires a high degree of integrity, trust and confidentiality.DUTIES AND RESPONSIBILITIESPrimaryFollowing loan policies and procedures, negotiate terms and structure loan financing within your lending limit and/or present credits for approval to appropriate levels of authority within the bank as requiredMaintain the loan portfolio with sufficient sound documentation and minimal compliance exceptionsDevelop new businessCollect delinquent accounts in a timely manner following bank policies & proceduresMaximize bank profitability through appropriate pricing of new loan originations, fee income, and selling of all bank products and servicesMaintain confidentiality of customers conversations and information and proprietary bank informationSecondaryKnowledge of the various products, services and delivery systemsDeliver consistent, superior customer service in accordance with bank standardsActive involvement in community and civic organizations, as appropriate to professionally represent the bank in the communityParticipate in training and bank meetings as related to positionAdditionalFollow established opening and closing proceduresComplete required compliance and software trainingRequirements:SKILL REQUIREMENTSMust exercise accuracy, alertness, good judgment, courtesy, tact, patience and professionalism Must be able to speak effectively, actively listen and express thoughts in a clear, thorough manner Must be able to effectively share and explain pertinent information with bank employeesMust be willing to collaborate and cooperate with others in the organization and possess effective working relationships with co-workersMust be able to demonstrate work stability, be self-sufficient and self-motivating with satisfactory attendance/punctuality and an ability to be flexible in work scheduleBachelors degree in business or finance requiredFive or more years as a commercial lender and/or ag lender requiredPHYSICAL DEMANDSWhile performing the duties of this job, the employee is required to communicate effectively with others, stand and use hands to finger and handle keyboard, telephone, paper, files, and other equipment and objects. The employee is frequently required to walk, sit and to reach with hands and arms. The employee must occasionally lift and/or move up to 40 pounds. This position requires the ability to review detailed documents and read computer screens.WORK ENVIRONMENTThe work environment requires appropriate interaction with others. The noise level in the work environment is usually quiet.

Created: 2025-05-06