Junior Ag Loan Officer

Job DescriptionJob DescriptionWho we areWe are a family-owned bank committed to providing exceptional service and innovative banking solutions while making a difference in the communities we serve. We take great pride in the relationships we built and the lives we impact. We offer the strength of a big bank combined with local decision-making and hometown involvement, setting our community bank apart from the rest. Our missionOur mission is to support the financial goals of individuals and businesses in the communities we call home by offering every person a better banking experience.Our valuesPassion: We have an unrelenting drive to be great. Quality service is our #1 priority.Commitment: We do not shy away from accountability. We together as a team and embrace the spirit of service.Leadership: We are competitive leaders in our markets and a go-to source for finance and lending.Community: Were proud to support each other and our local communities. We win when our customers win.To learn more about us, visit About the roleThe Junior Ag Loan Officer position specializes in providing loans and other banking products to clients across multiple areas, such as business banking, agricultural, and commercial real estate. This role will play a part in growing and maintaining the banks portfolio and will make efforts to be a part of and improve the community in which they reside.This position is located in Fulda and is not a remote role.What you will doActs as primary point of contact for those seeking Agriculture loans, building relationships with clients during the process.Evaluates client/applicants credit to determine appropriate lending decision based on company risk-tolerance levels.Determines value or status of collateral as necessary during the loan application process.Develops a strong knowledge of banks products and identify opportunities to recommend other products or services to customers.Develops and execute sales strategies to either maintain or gain clients to increase commercial lending revenue and deposit growth.Builds relationships with key members of the community, building a network while continuing to service the needs of our existing customers.Builds and manages credit portfolios for clients.Ensures that customers receive satisfactory customer service.Develops an understanding of internal bank policies, as well as a strong understanding of banking regulations.Other duties as assigned.What you will needBachelors degree in accounting, finance or related field preferred.2+ years of Ag lending or credit analysis desired.A desire to work within the community and offer solutions as suited.Strong communication and negotiating skills.What we offerHealth InsuranceDental InsuranceVision InsurancePaid Vacation, Sick, and Holiday timeA competitive 6% 401k matchAnd more!Candidate must pass a pre-employment screening including credit history and criminal record check.Our company provides equal employment opportunities (EEO) to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.

Created: 2025-05-09