Benefits Consultant

SummaryThis is a high-impact, client-facing role requiring familiarity with self-funded plans, collective bargaining agreements, and private equity-backed M&A activity. The Benefits Consultant will analyze and maintain an assigned book of business by integrating with Client's business initiatives, recommending effective risk management strategies, and implementing cost effective solutions to help maintain Client cost, benefit strength, and perceived employee value. The Consultant should have experience leading and handling employers in the large market segment (100+ lives).Ideal candidates must have the following:5+ years in group benefits consulting or brokerage, with a focus on large-market (100+ lives) clientsHands-on experience structuring and managing self-funded, level-funded, or captive arrangementsDirect experience advising clients with unionized workforces and navigating CBA benefit obligationsFamiliarity with benefits due diligence, plan integration, and the pace and pressure of PE-driven transactionsComfortable working with claims data, stop-loss analysis, and benchmarking tools to build strategic plansEssential Duties & ResponsibilitiesClient Strategy & RetentionOwn and lead the full renewal process for a book of large-market clients, coordinating resources across the service teamBuild and execute tailored service plans aligned to each client's business objectives, workforce dynamics, and cost management goalsServe as the primary strategic advisor - integrating deeply with client leadership to anticipate needs before they become problemsSelf-Funding & Alternative FundingMaintain an advanced, working knowledge of self-funded, level-funded, captive, and other alternative funding arrangementsGuide large-market clients through funding strategy decisions with data-driven analysis and clear cost/risk tradeoffsNavigate the unique compliance and financial reporting requirements that come with self-insured plan structuresCollective Bargaining & Labor EnvironmentsAdvise clients with unionized workforces on benefit plan design within the constraints and obligations of collective bargaining agreements (CBAs)Support CBA negotiation cycles by modeling benefit cost scenarios and identifying cost-neutral or cost-saving alternativesMergers, Acquisitions & Private EquityPartner with clients undergoing M&A activity, particularly private equity backed transactions, to assess benefits due diligence, plan harmonization, and integration timelinesIdentify coverage gaps, legacy plan liabilities, and workforce benefit disparities that arise during acquisitionsRisk Management & AnalyticsDevelop multi-year benefits risk management strategies, leveraging claims data, utilization trends, and benchmarking to drive recommendationsDeliver proactive, data-backed assessments that help clients control costs without sacrificing benefit value or employee perceptionCommunication & Employee EngagementLead employee communication strategies for open enrollment, plan changes, and M&A transitions - allocating team resources and selecting the right communication channels for each client's workforceTranslate complex plan changes into clear, accessible messaging for employees at all levelsCertificates/Licenses/EducationLife & Health Insurance License RequiredBachelor's Degree RequiredValid Driver's License RequiredRelevant Insurance/Employee Benefit Designations Strongly Preferred

Created: 2026-05-09