Segment Risk Analyst

Agility Partners is seeking a qualified Segment Risk Analyst to fill an open position with one of our banking clients. This role offers a unique opportunity to work at the intersection of FinTech, risk, and compliance, providing exposure to complex merchant acquiring and BIN sponsorship oversight. The position is ideal for a risk professional who enjoys investigation, collaboration, and influencing strong risk management practices across a fast-evolving payments landscape.Responsibilities:Daily sub-merchant risk reviews and investigationsReview concurrence requests from vendors for new applications, funds held, releases, tracking and follow-upSub-Merchant communication and follow-up (including internal stakeholders) related to investigations and periodic reviewsParticipate in oversight meetings with internal risk and compliance partners Support internal Third-Party governance and due diligence requirements for BIN Sponsorship VendorsPrepare and maintain presentations, deliverables and reporting for governance, risk and vendor forumsMonitor and ensure there is strict adherence to Card Brand rules as well as specific transactional threshold limits to ensure proper oversightEnsure alerts and breaches are handled with the appropriate stakeholders for investigations and dispositioning (e.g. BSA/AML or Fraud Services)Determine lessons learned from monitoring a variety of FinTechs to continue to enhance and streamline the thresholds and reportingAccountable to assist the line of business and serves as a subject matter expert by advising and guiding operational risk initiatives, developing, and monitoring KRIs/KPIs, working with the business line to proactively self-identify operational risks and issuesSupport risk identification, measurement and mitigation for new product approval leveraging best practicesOn a day-to-day basis, collaborate and partner with various risk partners and stakeholders within KeyBank, including the 1st LOD Business Risk and Controls group, Enterprise Fraud Services, InfoSec, AML Ops, Third Party Management, 2nd LOD, and 3rd LOD Risk Review Group (RRG), as well as Enterprise Risk Management to effectively manage riskQualifications:Bachelor's degree or equivalent professional experienceMinimum of 3 years of risk management experience, preferably within merchant acquiringStrong understanding of merchant risk, fraud indicators, and risk mitigation practicesAbility to analyze merchant account details and provide recommendations for approval or decline within credit guidelinesExperience in merchant acquiring credit and risk managementKnowledge of merchant boarding systems and processesKnowledge of risk systems including external tools such as e-commerce monitoringAbility to synthesize, create and clearly communicate complex topics in PowerPointExperience in Excel with an ability to manage large data sets, creating summary views using pivots tables, data graphs/visualizationsAbility to clearly synthesize and communicate complex risk topics through written and verbal communication

Created: 2026-05-09