Mortgage Closer

We are seeking a dedicated Mortgage Closer to join our dynamic financial services team. In this vital role, you will oversee the final stages of the mortgage loan process, ensuring all documentation complies with regulatory standards and lender requirements. Your expertise will facilitate smooth loan closings, uphold client satisfaction, and maintain the integrity of our mortgage operations. The ideal candidate will possess strong attention to detail, excellent organizational skills, and a comprehensive understanding of mortgage procedures and regulations.ResponsibilitiesReview and verify all loan documentation for accuracy, completeness, and compliance with FNMA (Fannie Mae) guidelines and Fair Housing regulations.Coordinate with loan officers, underwriters, escrow officers, and title companies to facilitate timely closings.Prepare and review closing disclosures, contracts, and other legal documents in accordance with TILA (Truth in Lending Act) and other federal regulations.Ensure all conditions are satisfied prior to loan funding, including credit analysis and escrow requirements.Manage the final loan package, including processing disbursements and ensuring adherence to bank policies.Conduct thorough quality control checks on loan files to confirm compliance with federal and state regulations.Maintain detailed records of each closing transaction using secure loan processing systems.Communicate effectively with clients to explain closing procedures and address any questions or concerns.Assist in training new team members on mortgage closing procedures and regulatory requirements.Support ongoing mortgage servicing activities by ensuring proper documentation is retained for future reference.QualificationsProven experience in mortgage closing or loan processing within the financial services industry.Strong knowledge of FNMA guidelines, underwriting processes, and mortgage regulations such as TILA.Familiarity with loan origination systems, escrow procedures, and bank contracts.Experience with credit analysis, fair housing laws, and mortgage servicing protocols.Proficiency in basic math skills, 10-key typing, and handling escrow calculations accurately.Understanding of loan documentation including contracts, disclosures, and legal requirements.Excellent organizational skills with meticulous attention to detail.Ability to interpret complex financial data accurately and efficiently.Strong communication skills to liaise effectively with clients, vendors, and internal teams. If you are committed to precision in mortgage closings and eager to contribute to a reputable financial institution dedicated to compliance and customer service excellence, we encourage you to apply today.

Created: 2026-05-15