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Universal Branch Representative

Virginia Credit Union - Chesterfield, VA

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Job Description

Imagine a more stable, fulfilling career with endless growth opportunities. Now imagine it"s right here in front of you! Join a 3-time Gallup Exceptional Workplace award-winning credit union in an exciting role that"s helping people every day. Earn a great starting salary, strong incentive pay, and great benefits in a role with unlimited growth potential and opportunity. Apply today to take charge of your career! Due to growth and expansion, Virginia Credit Union is looking for Branch Representatives in the Chesterfield, VA area. If you have experience in a financial institution, or a service-minded approach from hospitality supervising, we want to hear from you! Why join the Virginia Credit Union team: Top Compensation: Starting salaries between $53,000 and $59,000 depending on relevant experience, plus incentives Excellent Benefits: Medical, dental, vision, life, Tuition Reimbursement and Student Loan Reduction, Pension, great vacation and sick banks, 401(k) with company match and more! Bonus Opportunity: earn up to an extra $15,000/yr in potential bonuses! Day Shift Schedule: Monday through Friday with some Saturdays Monday - Friday hours between 8:30am to 6:30pm Saturday Hours are 8:30am to 1:00pm Incentive Plan and Annual Reviews: Enjoy the opportunity for an annual bonus and pay review! Opportunities for Advancement: Stability and growth with VACU. There are endless growth opportunities across the Credit Union Community Outreach: Supporting our communities has been and will continue to be a hallmark of employment at VACU Award-Winning organization: Winner of the Gallup 2022, 2023, and 2024 Exceptional Workplace Award! Duties and Responsibilities: The Universal Branch Representative II is a hybrid role responsible for duties on both the teller line and Platform/Desk. Fosters long term member relationships through quality service and review VACU products/services to assist our members in achieving financial success Handles each transaction proficiently and accurately, exercising good judgment and seeking approval for any transaction exceeding assigned levels of authority Performs paying and receiving functions with accurate balancing and reporting, including but not limited to deposits, check cashing, loan payments, miscellaneous sales, cash advances, etc. Disburses cash accurately and maintains a cash drawer, balancing it daily Verifies and balances assigned cash drawer daily with minimal cash variances Assists in reconciling errors or discrepancies Maintains adequate cash and/or cash limits as required by VACU policy Evaluates needs of existing and prospective members and makes daily referrals to Member Service Representative Responsible for opening Memberships and accounts Able to provide assistance and maintenance on all deposit and loan accounts Assesses each member"s financial needs to identify, cross-sell opportunities and expand relationships Makes appropriate referrals to deepen member relationships Demonstrates the ability to make appropriate decisions in the best interest of VACU and the membership Engages members and prospective members in a professional and courteous manner in person and over the phone Demonstrates flexibility around the daily needs of the members and the branch Possesses leadership skills to properly self-manage and guide co-workers consistently Possesses lobby leadership skills in order to maximize exceptional member experience Demonstrates appropriate knowledge of all VACU policies and procedures related to the platform and teller line, including Security and Information Security Answers member inquiries and cross-sells products and services of the credit union when in the best interest of the member Responsible for handling member transactions quickly and efficiently in a courteous manner within established policies and procedures and to identify and assist in member needs in a proficient and professional manner Meets member needs by maintaining appropriate knowledge of all VACU products and services Answers the phone and responds to member phone inquiries professionally and accurately Builds and retains member relationships by performing follow - up and courtesy calls to members Meets expectations in all areas of teller and MSR performance documentation including service quality, operations, and sales Provides quality service by following all member service expectations Handles troubleshooting and special assignments in support of supervisor Complies with all published enterprise level policies and procedures including, but not limited to, Risk Management policies Completes all required, ongoing enterprise level training including, but not limited to BSA, OFAC, and Information Security Report all Risk Management Policy violations in accordance with policy Must develop and maintain a working knowledge of all applicable federal and state regulations including corporate policies and procedures About the Company: Virginia Credit Union was founded in 1928, originally as State Employees" Credit Union. Through the decades, we have created financial products and services to help guide members in their financial lives and provide them with knowledge and understanding of their finances. In everything we do, our work allows members to live with confidence. Our members are our owners. As a not-for-profit organization, Earnings are returned to our members through a broad range of convenient services, attractive rates, lower fees, and free financial-education resources. All qualified applicants will receive consideration for employment without regard to the individual"s race, color, sex, national origin, religion, age, disability, genetic information, status as a military veteran, or any other characteristic protected by applicable law. Alert me to jobs like this

Created: 2025-05-14

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