Escrow Officer

Local company is seeking a customer centric Escrow Officer-This person will facilitate timely closings in compliance with laws and regulations, while cultivating and maintaining excellent customer relations. Assist Escrow Manager and Vice President in maintaining a positive, productive, and enjoyable work environment.What will I be doing?Read, study and comply with underwriting memos and other materials available regarding changes in laws, regulations, underwriting procedures, CFPB, RESPA, TDI rules and regulations, and ALTA Best Practices. Have a clear understanding of all Rate and Procedural Rules contained in the Texas Title Insurance Basic Manual.Must be able to Interpret lender closing instructions and contracts to determine which rate/procedural rule and premium apply to each transactionMaintain timely education, licensing and renewal requirements per Texas Department of Insurance by completing CE courses as required by TDI as well as Fraud and Claims prevention classesExcellent working knowledge of matters regarding:Title - Liens, Judgements, Probate, Community and Homestead rightsProperty taxes - improved, unimproved, rollback, exemptionsAssessments- HOA, MUD, PID, Utility Improvement, Public Utility District, Water Control DistrictClosing - Contracts, legal documents, Power of attorney, FHA, VA, and Conventional requirements, balloon and ARM loansProficient in ProForma, POA, Trust, LLC/Corp entities, and necessary documentation for eachRON and Mobile Notary processes and documentationCultivate and maintain excellent working relationships with sales staff, buyers, sellers, lenders, realtors, underwriters, vendors, as well as internal departments and staffReview surveys and updates for accuracy, encroachments and protrusionsAccurately calculate recording feesEnsure all closing, underwriting and Schedule C requirements are met prior to closingPrepare Closing Disclosure or HUD-1 Settlement Statements in accordance with closings instructions, RESPA, CFPB, contract and company policies and procedures and CIFPerform closings in accordance with company policies and proceduresNotarize legal documents in accordance with the State of Texas Secretary of State Notary RequirementsEnsure all funding conditions and all funds are in the file prior to sending and accepting fundsTimely reconcile all funds and disburse checks/wires in accordance with TDI, RESPA, CFPB, MEAPIC, underwriting and TPT Policies and ProceduresReview Title Commitments for accuracy, vesting, liens, easements, etc. Determine if ProForma is necessary.Provide guidance to shippers and escrow assistants; assist and/or perform escrow assistant duties as necessary to ensure files are processed in accordance with company policies and proceduresEnsure that all NPI policies and procedures are being followed by all staff.Timely report all consumer, lender, or Realtor complaints to Escrow Manager within 24 hours of receipt or conversationVarious other duties, as assignedProvide quality work according to our Core Values and Guiding PrinciplesAbide by Core Values and Guiding Principles as well as all company policies and proceduresStrict adherence to all company policies and procedures.Tools and experience needed to be successful:5 years of Escrow Officer experienceHigh School diploma requiredRamQuest experience a plusProfessional appearance and friendly attitudeMulti-tasked oriented with keen attention to detail and accuracyComputer literate. Proficient using Microsoft Word, Excel and OutlookExcellent communication skills, both verbal and writtenAble to handle a variety of customers professionally and cheerfully, even under pressureStrong problem solving skillsMaintain confidentiality and discretion as a ruleAbility to work confidently and professionally with Company managers and staff

Created: 2025-05-31