Personal Banker

JOB SUMMARY:As part of the retail branch team, the Personal Banker will onboard new members, and offer a variety of consumer loans, insurance protection, and deposit products to meet member needs and improve their financial lives. Additionally, the Personal Banker will refer mortgage loans and investment opportunities to internal business partners as well as offer member service support within the branch.ESSENTIAL FUNCTIONS including, but not limited to, the following:Support Empeople's Core Values:Exemplify the Empeople Core Values - We Care, We Serve, We Teach, We Learn - and Service Commitment in everyday activities.Grow Empeople's Business:Develop and grow a portfolio of loyal, active, and engaged members by providing financial empowerment support and referring opportunities to internal business partners.Utilize problem-centric discovery techniques to influence members to act in their own best interest.Provide new member onboarding and existing member reboarding experiences that maximize member value.Grow loan and deposit market share by running successful call campaigns and fulfilling inbound requests.Achieve sales success targets including active checking, services per household, product penetration, and cross-sales.Network effectively with internal and external business partners to enhance the knowledge and reputation of Empeople Credit Union.Expand your sphere of influence by leveraging social media and developing a word-of-mouth referral network.Develop Empeople's Members (Provide Ongoing Financial Guidance):Study and understand the common financial problems, root causes, and solutions for a target segment of members.Establish relationships with members and co-develop financial game plans to address problems and objectives.Provide appropriate guidance, services, and products to keep members on track, serving as accountability partner, to meet their goals and objectives.Provide exceptional member service and low effort resolutions, owning and solving problems, and providing financial empowerment support.Office Management:Fulfill the needs of Empeople branch, including asset management, record retention, cash management, inventory, daily reconciliations, and office security.Coordinate and carry out deposit, lending, and member services functions in accordance with policies, principles, and procedures.Maintain a professional workspace, appearance and interactions with members and co-workers.SUPERVISORY RESPONSIBILITIES:None. QUALIFICATION REQUIREMENTS:To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Knowledge Of:Empeople products and services including remote banking tools.Consumer loan and deposit product offerings.Ancillary products including but not limited to GAP, warranties and disability, life and unemployment insurance.Consumer financial health needs.Ability To:Manage a varying range of duties and responsibilities.Engage in roleplay scenarios and accept and implement coaching/feedback.Apply mathematical concepts such as logic, decimals, computation, logic, statistics, and analysis.Use reasoning ability to define problems, collect data, establish facts, and draw valid conclusions.Explain the Empeople value proposition.Recognize and recommend to leadership opportunities to improve employee and member experiences.Operate software for sales and service delivery including CRM systems.This role routinely utilizes standard office equipment, mobile technology, and the Microsoft Office 365 suite of services. Competencies:Applicants must possess a growth mindset and present themselves with a professional demeanor in appearance, speech, and writing. Qualified applicants will demonstrate the following qualities:Ethical: Adhere to ethical values.Selling: Selling products, services, or ideas to clients, customers, or stakeholders.Effective Communication: Communicating ideas and concepts to groups and individuals.Interpersonal Acumen: Understanding others' motivations, emotions, and behaviors.Learning and Self-Development: Developing one's knowledge, skills, and capabilities.Drive and Ambition: Proactively setting and striving for challenging work and career goals.Adapting: Adapting to changes and being flexible when changes occur. EDUCATION, EXPERIENCE, & TRAINING GUIDELINES:Any equivalent combination of education and experience that provides the applicant with the knowledge, skills, and abilities, required to perform the job is acceptable. A typical way to obtain the knowledge and abilities would be:Education/Experience:Bachelor's degree (B.A.) from four-year college or university preferred.Alternatively, three years of verifiable success in a sales, financial management, or relationship building role.Proficiency with Office 365 softwareLicense or Certification:BondableAcceptable Credit HistoryMeet Safe Act Requirements for NMLSCompensation & Benefits:Salary Range: $46,500-$69,700Monthly incentive Health, Dental & Vision BenefitsBonus opportunity401(k) with match and profit sharingFlexible Time OffEmpeople Credit Union is an EEO/Affirmative Action Employer. EMPLOYMENT AT WILL Empeople Credit Union employment is at will. Employees may resign from Empeople Credit Union as theychoose. Similarly, Empeople Credit Union may terminate an employee at any time, with or without notice orcause. Nothing in this Handbook or any other manual or policy adopted by Empeople Credit Union in any wayalters the at-will nature of employment at Empeople Credit Union.False statements or material omissions in the Application for Employment will be grounds for immediatetermination

Created: 2025-05-31