Senior Middle Market Underwriter

Zurich is seeking a Middle Markets Underwriter in our Boston, Rocky Hill or Albany offices, or one who can work remote from the Upstate New York region. Middle Markets is a key business segment within Zurich and we are focused on attracting top customer advocates who possess a sales mindset, strong technical underwriting skills and solution focused problem solving abilities. Our industry focus includes (not limited to) Real Estate, Manufacturing, Wholesale, Retail, Professional Services, Financial Institutions, General Industries, and more. Zurich Middle Markets offers end to end solutions for our customers inclusive of international programs.  As a Middle Markets Underwriter you will handle complex new and renewal Middle Markets business. As a member of Zurich's Underwriting Team, you will enjoy the opportunity to fully apply and hone your underwriting and marketing skills while building relationships in the marketplace. This is an exciting time to join Middle Markets at Zurich! The Middle Markets Underwriter is responsible for: Serving as a customer advocate with a focus on improving the customer experience by understanding their risk and offering the best end to end solution for their insurance needs.Using a disciplined approach to exposure evaluation, risk assessment, and pricingUsing risk insights, data, and models to drive informed decisions at point of saleDemonstrating strong analytical skills and executing as an innovative advisorUnderwriting, analyzing, and generating new and renewal businessMarket facing presence and production within the growing Middle Markets division Administering and monitoring underwriting rules and guidelines, insurance laws and regulations and rating manual rulesDeveloping and maintaining agency and broker relationshipsWorking within broad limits and authorities on highly complex assignments This role will be filled at either the Mid-Senior or Senior Level.  The hiring manager will determine the appropriate level based upon the selected applicant’s experience and skill set relative to the qualifications listed for this position. Basic Qualifications: Mid-Senior Level: High School Diploma or Equivalent and 3 or more years of experience in the Underwriting or Market Facing area.ORHigh School Diploma or Equivalent and 6 or more years of experience in the Claims or Underwriting Support areaORZurich Certified Insurance Apprentice including an Associate Degree and 1 or more years of experience in the Underwriting or Market Facing areaORZurich Certified Insurance Apprentice including an Associate Degree and 4 or more years of experience in the Claims or Underwriting Support areaANDKnowledge of line/s of business and the legal and regulatory guidelinesKnowledge of time restraints for quotes on new and renewal businessExperience with Microsoft Office OR  Senior Level: High School Diploma or Equivalent and 5 or more years of experience in the Underwriting or Market Facing area.ORHigh School Diploma or Equivalent and 10 or more years of experience in the Claims or Underwriting Support areaORZurich Certified Insurance Apprentice including an Associate Degree and 3 or more years of experience in the Underwriting or Market Facing areaORZurich Certified Insurance Apprentice including an Associate Degree and 8 or more years of experience in the Claims or Underwriting Support areaANDKnowledge of Microsoft OfficeExperience working on time restraints for quotes on new and renewal businessExperience working in a team environment Preferred Qualifications:  Bachelor’s DegreeMarket facing, Property & Casualty underwriting experience3 or more years of Underwriting experience in Middle Market or largerAbility to effectively assess riskStrong negotiation skillsStrong retail broker relationshipsSuperior skills in relationship building, active listening, needs analysis, and win-win negotiatingPossess knowledge of time restraints for quotes on new and renewal businessExcellent oral and written communication skillsStrong knowledge of underwriting philosophy, techniques, national/local filing regulations and guidelinesDemonstrated technical knowledge and skills reflective of progression of positions of increasing responsibilityCPCU and ARM a plus At Zurich, compensation for roles is influenced by a variety of factors, including but not limited to the specific office location, role, skill set, and level of experience. In compliance with local laws, Zurich commits to providing a fair and reasonable compensation range for each role. For more information about our Total Rewards, please click here. Additional rewards may encompass short-term incentive bonuses and merit increases. We encourage candidates with salary expectations beyond the provided range to apply, as they will be considered based on their experience, skills, and education. The salary indicated represents a nationwide market range and has not been adjusted for geographic differentials pertaining to the location where the position may be filled.  The combined salary range for this position is $75,000.00 - $165,000.00. The proposed salary range for the Mid-Senior Level is $75,000.00 - $125,000.00, with short-term incentive bonus eligibility set at 10%. For the Senior Level is $98,500.00 - $165,000.00, with short-term incentive bonus eligibility set at 15%.  As an insurance company, Zurich is subject to 18 U.S. Code § 1033. A future with Zurich. What can go right when you apply at Zurich? Now is the time to move forward and make a difference. At Zurich, we want you to share your unique perspectives, experiences and ideas so we can grow and drive sustainable change together. As part of a leading global organization, Zurich North America has over 150 years of experience managing risk and supporting resilience. Today, Zurich North America is a leading provider of commercial property-casualty insurance solutions and a wide range of risk management products and services for businesses and individuals. We serve more than 25 industries, from agriculture to technology, and we insure 90% of the Fortune 500®. Our growth strategy is not limited to our business. As an employer, we strive to provide ongoing career development opportunities, and we foster an environment where voices are diverse, behaviors are inclusive, actions drive equity, and our people feel a sense of belonging. Be a part of the next evolution of the insurance industry. Join us in building a brighter future for our colleagues, our customers and the communities we serve. Zurich maintains a comprehensive employee benefits package for employees as well as eligible dependents and competitive compensation. Please click here to learn more. Zurich in North America is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, disability, or protected veteran status.  Zurich does not accept unsolicited resumes from search firms or employment agencies. Any unsolicited resume will become the property of Zurich American Insurance. If you are a preferred vendor, please use our Recruiting Agency Portal for resume submission.  Location(s): AM - Rocky Hill, AM - Albany, AM - Boston, AM - New York Virtual Office, AM - SyracuseRemote Working: HybridSchedule: Full TimeEmployment Sponsorship Offered: No   Linkedin Recruiter Tag: #LI-WL1 #LI-ASSOCIATE #LI-HYBRID    

Created: 2025-09-23