Client Service Officer Card Specialist
Enterprise Bank and Trust - St. Louis, MO
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Enterprise Bank & Trust was founded in the spirit of entrepreneurship and community. From the small mom-and-pop coffee shop to the large construction company that employs local people, our goal is to help businesses succeed and our communities thrive. With offices in Arizona, California, Florida, Kansas, Missouri, New Mexico, Nevada and Texas, we’re strong, growing and committed to supporting the communities we serve. We extend this commitment to the community to our associates, offering annual paid volunteer time off and charitable-matching opportunities. Voted a Best Bank to Work For by American Banker for multiple years, we offer our associates an array of benefits and the opportunity to chart their own career path with us. Join us in the pursuit of our mission to guide people to a lifetime of financial success, and enjoy a career filled with professional growth opportunities, interesting colleagues and the satisfaction of supporting our communities. Together, there’s no stopping you!Job Title:Client Service Officer Card SpecialistJob Description:SummaryThis position supports clients with debit card and credit card services which include day to day functions, monthly and annual processes. The Client Service Officer Card Specialist will conduct interactions at the highest ethical behavior with all clients while continually looking for process improvements. Essential Duties & ResponsibilitiesRespond to heavy call volumes addressing clients debit card and credit card needs and inquires including but not limited to issue resolutions, card orders, troubleshooting denied transactions, determining fraud situations, etcRespond to internal and external emails or other digital communication methods that are related to debit card and credit card inquiresProcesses debit card and credit card maintenance requests including status changes, address updates, emergency card orders, travel notifications etcAssist with the daily monitoring and maintenance of the debit card temporary limit casesSubmit debit card disputes upon client requestWorks with the Lead Debit Card Specialist or Card Services Operations regarding any card issues (shipping delays, dispute status, billing inquires)Communicates any issues or process improvements to leaders when identifiedAssist with special projects that ariseBackup to the Lead Debit Card Specialist for daily tasks such as reconciling the settlement and card transactions general ledgers and handling the debit card unposted transaction reportsServes as an escalation point for any debit card issues from Client Services or the Retail TeamsUnderstands and maintains compliance with bank’s policies, procedures, applicable laws and regulationsPerforms other duties as assignedQualificationsStrong organizational skills and ability to multitask efficientlyInitiative to rectify client issues utilizing manuals procedures and policiesExcellent verbal, written and telephone communication skillsStrong commitment to customer serviceAbility to establish and maintain positive working relationships with management, vendors/partners, peers and bank associatesProven accuracy and integrity of workAdapt/respond quickly to change/new informationRequired to be a subject matter expert and a resource to other departments within the bankAbility to complete tasks within established timeframes Supervisory ResponsibilitiesNoneEducation and/or ExperienceHigh school diploma or general education degreeMinimum of 2 years in the financial services industry or a combination of relevant experience requiredPrevious customer service experience is required Previous debit or credit card experience preferredComputer and Software SkillsSkilled in operation of a personal computer and mobile deviceMicrosoft Office Suite (Word, Excel, PowerPoint)Proficiency in navigating multiple banking systemsGoogle applicationsAdobe SoftwareCertifications, Licenses, and RegistrationsNoneEqual Opportunity Statement:Enterprise Bank & Trust is committed to helping individuals with disabilities participate in the workforce and ensuring equal opportunity to apply and compete for jobs. If you need an accommodation in order to apply for a position at Enterprise Bank & Trust please contact Human Resources at [email protected] Bank & Trust is committed to managing our business and community relationships in ways that positively impact our associates, clients, and the diverse communities where we work and live. We are proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, national origin, sexual orientation, gender identity or protected veteran status and will not be discriminated against on the basis of disability. All employment offers are contingent upon the applicant successfully completing both drug and background check screenings. If you would like more information about your EEO rights as an applicant under the law, please click HERE.
Created: 2026-02-23