Chief Credit Officer

 Job Summary:We are seeking an experienced and strategic Chief Credit Officer (CCO) $90,000-$130,000 to lead and manage our credit department. This role is responsible for overseeing the credit approval process, post-closing loan review, credit policy maintenance, and ensuring overall credit quality. The CCO will directly supervise the loan processor and serve as a key leader in shaping the institution's credit risk framework. The ideal candidate brings a strong foundation in commercial credit, sound judgment, and the leadership needed to guide a high-performing credit team.Key Responsibilities:Lead the credit department and ensure consistent, high-quality underwriting standardsConduct post-closing reviews on loans to ensure documentation accuracy and complianceSupervise and mentor the loan processor, ensuring efficient workflow and alignment with department goalsMaintain and regularly update the institution's loan and credit policies to reflect regulatory standards and best practicesWork collaboratively with lending teams to structure sound credit proposals and mitigate risksMonitor credit portfolio performance and provide guidance on risk rating accuracy and loan administrationEnsure compliance with all internal policies, external regulations, and audit requirementsParticipate in credit committee discussions and provide senior-level approval on loan requestsSupport the institution's strategic lending goals by balancing credit quality with growth objectivesPrepare reports and presentations for executive leadership and the Board regarding credit trends, portfolio health, and emerging risksQualifications:Bachelor's degree in finance, accounting, business, or a related field (MBA or advanced degree preferred)10 years of credit experience in a commercial banking environment, with leadership or department oversightStrong knowledge of loan documentation, underwriting, regulatory compliance, and portfolio monitoringProven ability to develop, implement, and enforce credit policy and proceduresStrong interpersonal, communication, and analytical skillsHigh attention to detail and ability to manage competing priorities in a deadline-driven environmentExperience with credit software and reporting systems is a plusFor additional information on this opportunity, please contact Connor Martin directly at 309.272.3087.  Resumes may be confidentially sent to qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations. GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990. We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.

Created: 2025-06-08