Senior Mortgage Underwriter

Urgently hiring Senior Mortgage Underwriter! This Jobot Job is hosted by: Kendall Kaing Are you a fit? Easy Apply now by clicking the "Apply Now" button and sending us your resume. Salary: $100,000 - $105,000 per year A bit about us: Founded in 2004, Our client is a premier mortgage lender headquartered in Cranford, New Jersey, offering a full suite of home loan solutions including conventional, FHA, VA, USDA, Non-QM, renovation, jumbo, and down payment assistance programs. Built on the core values of unity, forgiveness, integrity, and achievement, we go beyond competitive rates and convenience by prioritizing people, partnerships, and purpose. Whether you're buying your first home, refinancing, or exploring new opportunities as a homeowner, our team is committed to delivering a transparent, high-integrity lending experience tailored to your goals. Why join us? While most mortgage lenders compete on rate and convenience, we do things differently. We put people and partnerships first to grow our business and our valued employees to deliver the best homeownership experience. Founded in 2004 and now a premier lender with tremendous resources and a broad range of mortgage products. Job Details Senior Underwriter - DE/LAPP/SAR Location: Remote Reports To: Chief Operating Officer Division: Wholesale Channel Position Summary: We are seeking a highly experienced Senior Mortgage Underwriter to join our growing wholesale team. This critical role requires a self-motivated, detail-oriented professional who holds both DE (Direct Endorsement) authority for FHA loans and LAPP/SAR certification to underwrite VA loans. The ideal candidate will have a minimum of 10 years of underwriting experience, with deep knowledge of agency guidelines, strong judgment, and the ability to communicate effectively in a fast-paced environment. As part of our expansion, this role is central to our commitment to excellent broker service and quality underwriting. The successful candidate will collaborate closely with the CEO, COO, and EVP of Operations, and our executive management team to ensure efficiency, compliance, and broker satisfaction across the wholesale channel. Key Responsibilities: • Independently underwrite FHA, VA, and conventional loan files. • Ensure compliance with all agency, investor, and company guidelines. • Apply credit policy and risk management principles consistently and fairly. • Communicate clearly with processors, originators, and brokers regarding loan conditions and decisions. • Ability to grow into a management position and Mentor junior underwriters and support training efforts across the department. • Provide timely and accurate feedback to management on potential workflow improvements. • Participate in cross-functional meetings to refine and optimize the wholesale underwriting process. Qualifications: • Active DE Certification (required) • Active LAPP/SAR Approval (required) • Minimum 10 years of experience underwriting residential mortgages • Strong understanding of FHA, VA, and conventional guidelines • Excellent interpersonal and communication skills • Personable, professional, and a true team player • High level of integrity and sound judgment • Experience working with Optimal Blue, Encompass, or similar LOS is a plus Interested in hearing more? Easy Apply now by clicking the "Apply Now" button. Jobot is an Equal Opportunity Employer. We provide an inclusive work environment that celebrates diversity and all qualified candidates receive consideration for employment without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. Sometimes Jobot is required to perform background checks with your authorization. Jobot will consider qualified candidates with criminal histories in a manner consistent with any applicable federal, state, or local law regarding criminal backgrounds, including but not limited to the Los Angeles Fair Chance Initiative for Hiring and the San Francisco Fair Chance Ordinance.

Created: 2025-09-27