Mortgage Loan Processor

This Jobot Job is hosted by: Ashley ElmAre you a fit? Easy Apply now by clicking the ''Apply Now'' button and sending us your resume.A bit about us:Interested in joining one of the top lenders in the nation? Don''t hesitate and apply today to learn more!Why join us?Ranked in Glassdoor as Top 100 Best Places to Work2020 Fortune Worlds Most Admired CompaniesIn addition to a great team atmosphere, career development and advancement opportunities, we offer full-time employees an extensive benefits package, to include:Competitive CompensationHealth Care - Medical/Dental/Vision/Prescription Drug Coverage401(k) with Company Matching ContributionsFlexible Spending AccountsDisability ProgramsEmployee & Dependent Life InsuranceVacation & Company HolidaysTuition ReimbursementEmployee Home Purchase Rebate ProgramHome Mortgage ProgramEmployee Assistance Program (EAP)Job DetailsAs a Mortgage Loan Processor you will manage and process through underwriting approval and into closing a pipeline of mortgage loan applications. Mortgage Processors should be highly skilled in all automated underwriting systems, Desktop Originator, Loan Prospector and each investor''s automated systems. The Mortgage Processor is expected to have a comprehensive knowledge of underwriting and qualifying guidelines of all FNMA & FHLMC loans. As a Mortgage Processor you are expected to follow all company policies and procedures as outlined by the company. All Mortgage Loan Processors must be customer service oriented, communicating proficiently with borrowers, title agents, builders, real estate agents and co-team members especially Loan Consultants and Closers.Job DetailsResponsibilities:Responsible for loan submissions to underwritingFinalizes Commitment LettersReview credit reports, income and assetsEnsures funds are an acceptable source of fundsProficiently process Conventional, FHA and VA loans:seasoned in the requirements of government financing to include the mortgage insurance/funding fee requirements, down payment, DTI and underwriting guidelinesfamiliar with and aware of the required FHA/VA application and builder disclosuresfamiliar with navigating through the FHA Connection and VA Portalproficient with analyzing tax returnsunderstanding of FHA, VA, and Conventional underwriting appraisal requirementsability to restructure loansYou are willing to perform other duties as assignedRequirements:Associate''s degree (A.A.) or equivalent from two (2) year college or technical school; or minimum two (2) years related experience and/or training; or equivalent combination of education and experienceProficiently process conventional loans and government loans requiredPreferable to be a notary public in state locatedMust be of high integrity, technical competence and high moral characterStrong communications skills - written, verbal, and listeningHighly proficient level of computer skills in title production and closing software (e.g. SoftPro, Ramquest, ResWare) including spreadsheet, word processing, and PowerPointInterested in hearing more? Easy Apply now by clicking the ''Apply Now'' button.

Created: 2021-11-29