Commercial Credit Officer

Job Description:The Commercial Credit Officer (CCO) is a highly skilled resource,providing expert level advisory guidance in the most complex, integrateddebt capital solutions for healthcare commercial banking clients. Productsinclude lines of credit, term loans, and syndicated loans as well asadvising on complex capital structure solutions including comverts, bondsand other debt structured solutions. The CO manages all of the ancillarycredit exposure to clients. The CO maintains knowledge of other BofAproducts including Investment Banking and Treasury Management thathave credit exposure, and leverages product expertise to deliver the bestpossible and optimally integrated strategic solution for the client orprospect. This role reports to the Commercial Credit Manager and will bealigned to an Underwriting Team that supports the market. This role willspecifically support credit activity for the Commercial Bankingteam in the Pittsburgh and Western PA, serving a broad rangesof clients with annual revenue ranging from $50MM to $2B as well asemerging growth pre-revenue companies.Required Skills: "Must" have these skills to be minimally qualified. Responsibilities:• Deal analysis: Perform analysis of clients and prospects and their industries and subsectors - make go / no- go recommendation, • Design and execution of credit solutions, and the active management of asset quality - Manage execution of credit process from origination to approval to booking• Collaborates with the Relationship Manager (RM), Treasury Solutions Officer (TSO), and other product partners, when needed, to assess client needs, design integrated solutions and deliver the bank to clients and prospects• Serve as Line/Credit approver in conjunction with Risk management based on credit approval grid and drives the internal credit approval process, loan documentation and closing • Negotiate credit agreements on an independent basis directly with Treasurers and CFOs • Articulate deal risks and merits for credit decisioning • Train and mentor junior associates Desired Skills:• BS/BA degree desired and 15+ years of solid commercial banking experience• Experience in financial analysis, structuring, underwriting and portfolio management• Analytical/technical skills, including financial accounting, modeling and loan structuring• Strong communication skills; ability to communicate vertically, horizontally, and externally• Industry knowledge across multiple healthcare sectorsJob Band:H4Shift: 1st shift (United States of America)Hours Per Week:40Weekly Schedule:Referral Bonus Amount:0 --> Job Description:The Commercial Credit Officer (CCO) is a highly skilled resource,providing expert level advisory guidance in the most complex, integrateddebt capital solutions for healthcare commercial banking clients. Productsinclude lines of credit, term loans, and syndicated loans as well asadvising on complex capital structure solutions including comverts, bondsand other debt structured solutions. The CO manages all of the ancillarycredit exposure to clients. The CO maintains knowledge of other BofAproducts including Investment Banking and Treasury Management thathave credit exposure, and leverages product expertise to deliver the bestpossible and optimally integrated strategic solution for the client orprospect. This role reports to the Commercial Credit Manager and will bealigned to an Underwriting Team that supports the market. This role willspecifically support credit activity for the Commercial Bankingteam in the Pittsburgh and Western PA, serving a broad rangesof clients with annual revenue ranging from $50MM to $2B as well asemerging growth pre-revenue companies.Required Skills: "Must" have these skills to be minimally qualified. Responsibilities:• Deal analysis: Perform analysis of clients and prospects and their industries and subsectors - make go / no- go recommendation, • Design and execution of credit solutions, and the active management of asset quality - Manage execution of credit process from origination to approval to booking• Collaborates with the Relationship Manager (RM), Treasury Solutions Officer (TSO), and other product partners, when needed, to assess client needs, design integrated solutions and deliver the bank to clients and prospects• Serve as Line/Credit approver in conjunction with Risk management based on credit approval grid and drives the internal credit approval process, loan documentation and closing • Negotiate credit agreements on an independent basis directly with Treasurers and CFOs • Articulate deal risks and merits for credit decisioning • Train and mentor junior associates Desired Skills:• BS/BA degree desired and 15+ years of solid commercial banking experience• Experience in financial analysis, structuring, underwriting and portfolio management• Analytical/technical skills, including financial accounting, modeling and loan structuring• Strong communication skills; ability to communicate vertically, horizontally, and externally• Industry knowledge across multiple healthcare sectorsJob Band:H4Shift: 1st shift (United States of America)Hours Per Week:40Weekly Schedule:Referral Bonus Amount:0 Job Description:The Commercial Credit Officer (CCO) is a highly skilled resource,providing expert level advisory guidance in the most complex, integrateddebt capital solutions for healthcare commercial banking clients. Productsinclude lines of credit, term loans, and syndicated loans as well asadvising on complex capital structure solutions including comverts, bondsand other debt structured solutions. The CO manages all of the ancillarycredit exposure to clients. The CO maintains knowledge of other BofAproducts including Investment Banking and Treasury Management thathave credit exposure, and leverages product expertise to deliver the bestpossible and optimally integrated strategic solution for the client orprospect. This role reports to the Commercial Credit Manager and will bealigned to an Underwriting Team that supports the market. This role willspecifically support credit activity for the Commercial Bankingteam in the Pittsburgh and Western PA, serving a broad rangesof clients with annual revenue ranging from $50MM to $2B as well asemerging growth pre-revenue companies.Required Skills: "Must" have these skills to be minimally qualified. Responsibilities:• Deal analysis: Perform analysis of clients and prospects and their industries and subsectors - make go / no- go recommendation, • Design and execution of credit solutions, and the active management of asset quality - Manage execution of credit process from origination to approval to booking• Collaborates with the Relationship Manager (RM), Treasury Solutions Officer (TSO), and other product partners, when needed, to assess client needs, design integrated solutions and deliver the bank to clients and prospects• Serve as Line/Credit approver in conjunction with Risk management based on credit approval grid and drives the internal credit approval process, loan documentation and closing • Negotiate credit agreements on an independent basis directly with Treasurers and CFOs • Articulate deal risks and merits for credit decisioning • Train and mentor junior associates Desired Skills:• BS/BA degree desired and 15+ years of solid commercial banking experience• Experience in financial analysis, structuring, underwriting and portfolio management• Analytical/technical skills, including financial accounting, modeling and loan structuring• Strong communication skills; ability to communicate vertically, horizontally, and externally• Industry knowledge across multiple healthcare sectorsShift:1st shift (United States of America)Hours Per Week: 40

Created: 2021-11-29