Commercial Credit Lending Officer I
Bank of America - Atlanta, GA
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Job Description:The Lending Officer acts as the point of contact for driving credit solutions for the client. The Lending Officer maintains relationships with the client management team, and works directly with clients from deal structuring through final credit approval, legal document negotiations and closing as necessary. The Lending Officer is responsible for negotiation with the client on credit terms, performing full underwriting analysis and preparing deal justification. The Lending Officer will have single signature approval authority (per the Approval Grid) for credit and monitoring actions as needed. The Lending Officer ensures data quality of credit related client and deal information. The role is centrally located, market aligned and remote from the client team. The role will have virtual client contact.Required Skills:3-5 years of Commercial credit experienceExisting credit risk or underwriting background in Commercial creditClient-facing skills including strong communication and negotiation behaviorsStrong analytical skillsProficiency in technology, including Microsoft applicationsProven self-motivator with the ability to effectively prioritize workAble to communicate effectively throughout the organization Attention to detail and able to execute in a fast paced environmentBA/BS degree required; Finance, Accounting or Economics majors preferredJob Band:H5Shift: 1st shift (United States of America)Hours Per Week:40Weekly Schedule:Referral Bonus Amount:0 --> Job Description:The Lending Officer acts as the point of contact for driving credit solutions for the client. The Lending Officer maintains relationships with the client management team, and works directly with clients from deal structuring through final credit approval, legal document negotiations and closing as necessary. The Lending Officer is responsible for negotiation with the client on credit terms, performing full underwriting analysis and preparing deal justification. The Lending Officer will have single signature approval authority (per the Approval Grid) for credit and monitoring actions as needed. The Lending Officer ensures data quality of credit related client and deal information. The role is centrally located, market aligned and remote from the client team. The role will have virtual client contact.Required Skills:3-5 years of Commercial credit experienceExisting credit risk or underwriting background in Commercial creditClient-facing skills including strong communication and negotiation behaviorsStrong analytical skillsProficiency in technology, including Microsoft applicationsProven self-motivator with the ability to effectively prioritize workAble to communicate effectively throughout the organization Attention to detail and able to execute in a fast paced environmentBA/BS degree required; Finance, Accounting or Economics majors preferredJob Band:H5Shift: 1st shift (United States of America)Hours Per Week:40Weekly Schedule:Referral Bonus Amount:0 Job Description:The Lending Officer acts as the point of contact for driving credit solutions for the client. The Lending Officer maintains relationships with the client management team, and works directly with clients from deal structuring through final credit approval, legal document negotiations and closing as necessary. The Lending Officer is responsible for negotiation with the client on credit terms, performing full underwriting analysis and preparing deal justification. The Lending Officer will have single signature approval authority (per the Approval Grid) for credit and monitoring actions as needed. The Lending Officer ensures data quality of credit related client and deal information. The role is centrally located, market aligned and remote from the client team. The role will have virtual client contact.Required Skills:3-5 years of Commercial credit experienceExisting credit risk or underwriting background in Commercial creditClient-facing skills including strong communication and negotiation behaviorsStrong analytical skillsProficiency in technology, including Microsoft applicationsProven self-motivator with the ability to effectively prioritize workAble to communicate effectively throughout the organization Attention to detail and able to execute in a fast paced environmentBA/BS degree required; Finance, Accounting or Economics majors preferredShift:1st shift (United States of America)Hours Per Week: 40
Created: 2021-11-29