Credit Analyst

TO APPLY FOR THIS ROLE, EMAIL YOUR RESUME WITH THE SUBJECT LINE "JOB 1953" TO [Click Here to Email Your Resumé] Credit Analyst with a rapidly-growing company. Summary The Credit Analyst position offers the opportunity to join a dynamic company in a highly visible Accounts Receivable and Credit Analyst role. The ideal candidate will be able to make and sustain a positive impact by optimizing free cash flow and improve operational performance in the areas of AR and Credit. In addition, they will also partner with business management to leverage customer credit information to promote company revenue and earnings growth. Responsibilities Provide leadership and guidance to the credit teams to support our working capital and free cash flow targets. Make appropriate decisions on credit risk, financial exposure, and set credit limits. Leverage data and analytics to understand credit risks and shape proactive strategies to support corporate strategies. Active interaction with customers and account teams to establish appropriate credit terms; manage relationships with clients in order to reduce exposure to potential bad debt. Direct management of company aged receivables and AR write-offs. Refine and enhance credit strategy utilizing knowledge of industry leading practices. Work in parallel with our sales goals and initiatives. Ensure smooth integration of recently acquired companies into credit process. Report outstanding aged accounts to the Credit Manager on a monthly basis. Communicate on customer analytics. Ensure active engagement with internal and external partner teams, including CFO, Controllers, Treasury, Sales, Service Delivery Managers, and Accounts Receivable team as well as other organizations to optimize cash receipts, and minimize AR aging profile and bad-debt expense. Ensure adherence to collection activity and facilitate resolution of related issues. Requirements Bachelor of Science degree in Accounting, Finance, Business Administration, or International Business required. 4+ years of experience in a combination of credit, AR, accounting, finance or international business. Commercial (B2B) credit experience. Basic knowledge of financial analysis in order to interpret financial reporting including but not limited to balance sheet, income statement, cash flow statement, notes to financials. Ability to interpret various financial reporting sources such as D&B, Graydon, or Credit Risk Monitor. Advanced ability within collections and utilize various techniques to convert accounts receivable into cash flow. Advanced knowledge of Incoterms and related payment vehicles - Letter of Credit, Cash Against Documents (CAD), etc.

Created: 2021-11-29