Underwriter (14242)

As an Underwriter at Globe Life & Accident Insurance Company, you would investigate the risk factors on an application and use analytical skills to evaluate information from a variety of sources to solve complex problems. You will be responsible for reviewing medical information received to determine the appropriate course of action on applications and if approved, assigning a rating. This will include but is not limited to screening life insurance applications, identification of medication and health data, as well as analyzing the risks, and assessing adverse health information. An Underwriter with our company must have strong decision-making skills as they have to consider the costs and benefits of various decisions and choose the appropriate one. This job requires strong analytical and critical thinking skills to apply underwriting principles to prescription and health information to render an accurate underwriting decision.Primary Duties & Responsibilities:Screening medication data for life insurance applicationsAnalyzing high-risk medications and combinations of high-risk medicationsAssessment of adverse health information relating to classification of riskKnowledge and identification of off-label medication usesEvaluating health information received with add-ons and reinstatementsMIB code reporting and interpretation of MIB code dataAll duties require identification of medical terminologyAssist with other underwriting areas as deemed necessary by department leadershipRequired Skills:Excellent oral and written communication skills; able to deliver complex information clearly, concisely and understandableMust possess the ability to maintain confidentiality, exhibit sensitivity, and tact.Must have excellent organizational skills with attention to detail and the ability to multi-taskThe ability to work independently and make logical decisions based on the information provided.Critical thinking skills are required on a daily puter proficiency including a high comfort level with Microsoft office product suiteMinimum of 3 plus years of insurance experienceStrong analytical skillsAbility to review complex health documentsInitiative, drive, and the highest level of integrity.Excellent interpersonal skillsMust have excellent problem-solving skillsCommitment to teamworkAbility to meet production, quality, and service standards along with providing direct coaching and feedback to ensure qualitySelf-motivatedAbility to work in a fast-paced, high volume environment, while practicing sound judgmentAvailable to work extended hours as business need requiresRequired Experience:Some college coursework preferred, however, will consider 5+ years life insurance industry experience in lieu of a degreeMinimum 3 years in life insurance underwritingExcellent time managementStrong ability to multi-taskQuick learner and ability to have strong attention to detailAbility to demonstrate productivity without heavy supervision

Created: 2021-11-29