Mortgage Underwriter

Prominent Orange County bank is seeking an experienced Mortgage Underwriter!!This Jobot Job is hosted by: Brett TolmieAre you a fit? Easy Apply now by clicking the ''Apply Now'' button and sending us your resume.Salary: $80,000 - $120,000 per yearA bit about us:Fantastic opportunity in the mortgage industry!!Our client is a well-established and absolutely booming full-service mortgage banker out of Orange County. They provide a full range of agency conforming loans including FHA, VA, Fannie Mae, Freddie Mac & Reverse Mortgages.Why join us?We offer:Competitive Base Salary!Excellent Bonus Structure401K matching + medical/dental/vision insurance!Flexible PTO + 2 weeks off at the end of the year!40 hour work weeks (or less) are the rule, not the exception.High level autonomy in the positionJob DetailsRequired Skills:Strong analytical skillsPrevious experience as a Mortgage Underwriter with DE and LAPP/SAR CertificationsStrong oral and written communication skillsExcellent interpersonal skillsMust have excellent problem-solving skillsThorough understanding of credit and an ability to review complex financial documentsAbility to assess an individual''s creditworthiness while adhering to all regulatory and compliance requirementsAbility to make credit recommendationsCommitment to teamworkAbility to meet production, quality, and service standards along with providing direct coaching and feedback to ensure qualitySelf-motivatedAbility to work in a fast-paced, high volume environment, while practicing sound lending judgmentThe associate must have 3 to 5 years'' experience as a mortgage underwriter and be able to think outside of the box to obtain the required information on a retro basis.They must be able to assess the information obtained and determine if it validates the information used to qualify the borrower at the time of modification offer.The employee must be able to work independently producing results in a timely manner.They must have a strong understanding of the various documentation types, loan programs as well as the overall general underwriting guidelines.Must possess strong organization skills.Must have a working knowledge of computer applications. Loss mitigation experience a plus.Underwriting certifications a plus but not required.Secondary market experience a plusKnowledge of Lending QB a plusInterested in hearing more? Easy Apply now by clicking the ''Apply Now'' button.

Created: 2021-11-29