Underwriting Analyst- Hybrid Schedule

Job DescriptionPerforms underwriting analysis and risk assessment for new application submissions. Assigned cases/book ofbusiness include multiple product types in the senior supplemental insurance and final expense markets.Reviews new business applications to determine eligibility and/or risk acceptance. Complexity of workincreases as technical skills progress. Independently reviews work for accuracy. Works with mentor/manager to recommend decisions using underwritingprincipals, and business strategy. Utilizes basic functionality of underwriting tools, systems, and reference materials to produce accurate decisions. Applies underwriting guidelines and escalates underwriting exceptions for their assigned cases to theappropriate level. With limited supervision, assists sales personnel when needed in explaining and communicatingunderwriting policy Produces timely and accurate customer specific documents, deliverables. Assists department with projects or workgroups. May identify and support process improvement through automation or process change.Required Qualifications1-2 years Underwriting Experience, Health underwriting preferred risk management Medical Coding Demonstrated ability to utilize analytical and independent thinking skills.- Demonstrated success prioritizing work and the ability to multi-task in a fast-paced environment.- Prepares and delivers routine to moderately complex new business decisions. Complexity of work increases as technical skills progress.- Experience working with standard Microsoft Office products.- Experience providing clear and concise written and verbal communications.- Demonstrated success in collaborating with others to meet/exceed expectations.Hybrid schedule requiredCOVID RequirementsCOVID-19 Vaccination RequirementCVS Health requires certain colleagues to be fully vaccinated against COVID-19 (including any booster shots if required), where allowable under the law, unless they are approved for a reasonable accommodation based on disability, medical condition, religious belief, or other legally recognized reasons that prevents them from being vaccinated. You are required to have received at least one COVID-19 shot prior to your first day of employment and to provide proof of your vaccination status or apply for a reasonable accommodation within the first 10 days of your employment. Please note that in some states and roles, you may be required to provide proof of full vaccination or an approved reasonable accommodation before you can begin to actively work.Preferred QualificationsExperience in the health insurance industry.- Experience in underwriting operations and/or risk based decision making.- Medical CodingEducationBachelor's degree or equivalent experience.Business OverviewBring your heart to CVS HealthEvery one of us at CVS Health shares a single, clear purpose: Bringing our heart to every moment of your health. This purpose guides our commitment to deliver enhanced human-centric health care for a rapidly changing world. Anchored in our brand - with heart at its center - our purpose sends a personal message that how we deliver our services is just as important as what we deliver.Our Heart At Work Behaviors support this purpose. We want everyone who works at CVS Health to feel empowered by the role they play in transforming our culture and accelerating our ability to innovate and deliver solutions to make health care more personal, convenient and affordable. We strive to promote and sustain a culture of diversity, inclusion and belonging every day. CVS Health is an affirmative action employer, and is an equal opportunity employer, as are the physician-owned businesses for which CVS Health provides management services. We do not discriminate in recruiting, hiring, promotion, or any other personnel action based on race, ethnicity, color, national origin, sex/gender, sexual orientation, gender identity or expression, religion, age, disability, protected veteran status, or any other characteristic protected by applicable federal, state, or local law.

Created: 2025-11-15