Senior Credit Analyst (Hybrid) - Austin, TX

This role has the opportunity to work hybrid. During the interview process, our Talent Acquisition Team will share additional details with you.Responsible for quantitative and qualitative analysis of financial information to assess the risk of offering credit to businesses and individuals.ResponsibilitiesPrepare written credit-approval packages for approval presentationResearch, examine, and quantify the degree of credit risk involved in a creditEvaluate customer records and recommended payment plans based on submitted financial dataGenerate financial ratios, using computer programs, to evaluate a customers'' financial capacityAnalyze financial data such as income growth, quality of management and market share of customersCoordinate the preparation of various monthly reports for presentation to senior managementAssist with the monitoring of loan performance in the bank''s portfolioOther job related duties as assigned by the Credit Administration Manager QualificationsBachelor''s degree in business related major and at least two accounting courses or relevant experience2+ years banking credit analyst experience required, formal bank credit training preferredCommercial real estate cash flow analysis experience preferredProficiency in Microsoft Word and Excel is requiredFamiliar with standard concepts, practices, and procedures within bankingPossesses the ability to communicate at a high level both verbally and in writingMotivated self-starter and an active learnerJob Details:Regular

Created: 2025-11-15