Senior Underwriter- Warranty

AIG WarrantyAIG Warranty is hiring a Senior Underwriter. As a Senior Underwriter you will be responsible for supporting the Head of Underwriting, North America, in underwriting activities including: developing and managing appropriate premium rates for a variety of products across industries such as major appliance, consumer electronics, home warranty, portable electronics, and HVAC/R in accordance with Underwriting Authority and Guidelines; assisting junior team members in building current or new opportunities; supporting junior team members in developing technical and underwriting skills; working with actuarial teams in pricing activities; building new products with marketing and business development teams; and other underwriting and actuarial activities as-needed.This role''s responsibilities include the coordination, analysis and reporting of loss results, developing and implementing pricing proposals or rate adjustments, and business reviews with both internal and external business partners. The Underwriter will also identify program risks, process improvement opportunities and claim trends and work with the functional departments to implement necessary change.This underwriting role will focus on supporting a variety of tasks and underwriting activities and experience in the HVAC/R, home warranty, or consumer electronics space is strongly desired.Main Duties and Responsibilities:Develop client pricing proposals and work with actuaries where required. Respond to questions, provide data, and ensure data integrity.Assume client relationship and consulting responsibility for select key accounts. Accountability for underwriting results and loss ratio associated with assigned accounts.Design and implement business processes to eliminate or minimize losses and reduce operational and insurance costs.Analyze loss projections and assumptions, and substantiate, with back-up data and research, all findings.Utilize data analytics and root cause analysis to identify drivers of premium pricing. Communicate findings to internal and external business partners. Develop and execute action plans as needed to remediate unfavorable performance.Maintain highest level of documentation for accounts - original premium development support and decision-making process, operational considerations, and all subsequent pricing adequacy reviews.Act as a mentor to junior-level underwriters.Skill Requirements:Analytical propensity with strong attention to detailTechnical knowledge or experience in the home warranty, consumer electronics, and the heating, ventilation, and air conditioning (HVAC) industry strongly desiredExcellent verbal and written communication skillsDisciplined work ethic; embodies a passion for personal excellence and exceeding status quo performanceAbility to manage multiple prioritiesExcellent organizational skills; ability to take initiative and work independentlyExcellent interpersonal and leadership skills - experience leading and executing cross-functional projectsStrong PC skills; proficient in Excel, experience in SQL preferredExperience working with large data sets to derive key pricing selections, perform data analytics, and create on-going reporting.Professional attitude, enthusiastic, and reliableResults oriented, able to execute under pressureWe are an Equal Opportunity EmployerAmerican International Group, Inc., its subsidiaries and affiliates are committed to be an Equal Opportunity Employer and its policies and procedures reflect this commitment. We provide equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories such as sexual orientation. At AIG, we believe that diversity and inclusion are critical to our future and our mission - creating a foundation for a creative workplace that leads to innovation, growth, and profitability. Through a wide variety of programs and initiatives, we invest in each employee, seeking to ensure that our people are not only respected as individuals, but also truly valued for their unique perspectives.To learn more please visit: is committed to working with and providing reasonable accommodations to job applicants and employees with physical or mental disabilities. If you believe you need a reasonable accommodation in order to search for a job opening or to complete any part of the application or hiring process, please send an email to [Click Here to Email Your Resumé]. Reasonable accommodations will be determined on a case-by-case order to work from or visit an AIG office, and in accordance with the terms and conditions of AIG''s COVID-19 vaccination policy, individuals hired into this position will be required to attest that they have been fully vaccinated and agree to have their vaccination status and proof of vaccination confidentially stored by AIG. Exemptions may be considered on a case-by-case basis in accordance with applicable law.Functional Area:UW - UnderwritingEstimated Travel Percentage (%): Up to 25%Relocation Provided: NoService Net Warranty, LLC

Created: 2025-09-06