Senior Commercial Banking Analyst, Transportation ...

Address:110 E. Irving Park RoadJob Family Group:Commercial Sales & ServiceMust be able to work FT in the Roselle office during training. After training, may have the option to work out of Chicago office. This is a hybrid position.Facilitates decisioning and analysis of all types of credit information to support lending decisions and processes for the bank. Works specifically with Transportation Finance clients. Maintains and promotes a client service environment to satisfy and exceed customer needs and expectations. This role will make credit decisions and recommendations in accordance with sound credit-granting principles and in compliance with Bank Policies and Procedures.* Recommends and implements solutions based on analysis of issues and implications for the business.* Conducts independent analysis and assessment to resolve strategic issues.* Helps determine business priorities and best sequence for execution of business/group strategy.* Participates in the development of financial models and other analytical tools to assist clients in evaluating capital structure.* Maintains current on financing trends in target clients'' markets, and communicate same to team members.* Oversees preparation of concise, well reasoned credit correspondence.* Coordinates the preparation of lending proposals and pitches to prospective clients with efforts to maximize penetration and returns.* Negotiates transactions with clients and provides deal structuring expertise.* Oversees documentation and ongoing monitoring of asset and client performance.* Provides accurate financial analysis and risk assessment of new and existing customers.* May coordinate closing with closing department, clients and attorneys.* Serves as a daily escalation resource to ensure client expectations are met or exceeded.* Partners with internal stakeholders for accurate, detailed client information.* Develops credit information to make lending decisions on new, renewal and extension loans.* Assists in negotiations of terms and conditions of all decisions made via phone and e-mail interaction with clients.* Prepares summary, present facts and offer opinions concerning credit worthiness.* Minimizes BMO''s risk exposure by adhering to internal credit policies and procedures with respect to lending decisions.* Provides input into the planning and implementation of operational programs.* Builds effective relationships with internal/external stakeholders.* Focus is primarily on business/group within BMO; may have broader, enterprise-wide focus.* Provides specialized consulting, analytical and technical support.* Exercises judgment to identify, diagnose, and solve problems within given rules.* Works independently and regularly handles non-routine situations.* Broader work or accountabilities may be assigned as needed.Qualifications:* Typically between 2+ years of commercial lending analysis experience.* Experience in Transportation (large trucks and equipment financing) preferred but will consider other commercial banking areas as well.* Commercial credit training required.* Deep knowledge and technical proficiency gained through extensive education and business experience.* Verbal & written communication skills - In-depth.* Collaboration & team skills - In-depth.* Analytical and problem solving skills - In-depth.* Influence skills - In-depth.We''re here to helpAt BMO Harris Bank we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.As a member of the BMO Harris Bank team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one - for yourself and our customers. We''ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we''ll help you gain valuable experience, and broaden your skillset.To find out more visit us at Harris Bank is committed to an inclusive, equitable and accessible workplace. By learning from each other''s differences, we gain strength through our people and our perspectives. BMO Harris Bank N.A. is an equal opportunity/affirmative action employer. All qualified applicants will receive consideration for employment without regard to sex, gender identity, sexual orientation, race, color, religion, national origin, disability, protected Veteran status, age, or any other characteristic protected by law. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.Note to Recruiters: BMO Harris Bank does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO Harris Bank, directly or indirectly, will be considered BMO Harris Bank property. BMO Harris Bank will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.

Created: 2025-10-04