Quality Control Analyst

Job TitleQuality Control AnalystJob DescriptionOur Organization: Rabo Diversified Services LLC (''RDS'') is part of Rabobank, a global financial services leader providing wholesale, rural and retail banking services in more than 40 countries worldwide. Founded by Dutch farmers over a century ago, Rabobank remains true to our core mission: to create value for our customers, our employees, and the local communities where we do business. Rabobank today is one of the world''s largest banks with over $650 billion in assets. In North America, Rabobank is a premier financial institution providing services across the food and agriculture value chain. RDS''s support functions champion over 1,300 employees throughout Rabo AgriFinance and Rabobank North America Wholesale, companion Rabobank subsidiaries. Job Overview:The Quality Control (QC) BSA/AML Analyst assists the Quality Control Manager - AML, with quality assurance of the BSA/AML program and acts to ensure compliance efforts are maintained in accordance with Federal regulations. This position will conduct quality assurance reviews on all aspects of the AML program, including but not limited to transaction monitoring, watch list screening, customer files/CDD/KYC/EDD, sanctions alerts and various processes such as 314(a), 314(b) and Section 311 Special Measures. The QC BSA/AML Analyst will draft and revise policies and procedures as well as participate in compliance projects as assigned that relate to AML Compliance initiatives. The QC BSA/AML Analyst will help develop and provide targeted training as necessary.Context of Job:The AML Compliance Department is part of Compliance, Rabobank North America. This group provides compliance advisory and support services to the NY Branch, Rural Lending, RSI, the Canada Branch, and the Mexico Representative Office and to Utrecht America Holdings.Job Requirements:Key Responsibilities and Accountabilities: Knowledgeable and compliant with laws, regulations, policies, and procedures applicable to the organization.Provide day-to-day on-going compliance support to ensure adherence to relevant state and federal laws and regulation in support of the AML compliance program. Provide updates to the Quality Control Manager on a regular basis.Work with the Quality Control Manager to monitor risks associated with compliance activities; evaluate the accuracy and completeness of Rabobank North America business processes as they relate to regulatory requirements (domestic and internationally). Provide support on risks identified and provide input on development/implementation to ensure efficiency and complianceContribute to the development of appropriate and effective policies, procedures, and compliance tools while taking into consideration regulatory requirements, best industry practices and Rabobank business composition.Act on own initiative (or at the direction of the Quality Control Manager, but in line with established policies and procedures). The QC BSA/AML Analyst performs duties of a complex and confidential nature that requires the use of tact, discretion and excellent judgment. Maintaining the confidentiality of sensitive information is of the utmost importance.Identify and recommend training opportunities to ensure that all appropriate employees and management are knowledgeable of, and comply with, pertinent federal and state standards.Coach, train, and develop other members of the QC BSA/AML & Sanctions Team and serve as a resource to other employees cross functionally as necessary.Demonstrate organizational support through positive teamwork, trust and mutual respect for customers and employees. Drive initiatives that reinforce the mission, value and advocacy model for the organization.At the direction of the Quality Control Manager, performs all actions necessary to ensure that policies and procedures are in compliance with the multitude of consumer legal and regulatory requirements. Updates AML policies and procedures, as necessary.Responsible for the accurate, timely completion of assigned duties and maintaining the confidentiality of sensitive information.Test the accuracy and completeness of business processes as they relate to BSA/AML & Sanctions Compliance Program. As directed, assist with the implementation of process improvements to ensure efficiency and plete all mandatory regulatory compliance training.Assist in special department projects to include involvement in compliance audits and bank examinations (as requested).May perform other related duties or ad hoc projects within the scope of responsibilities.RiskComplete all mandatory trainingComply with code of conduct and Bank policies/ proceduresActively identify incidents outside of established policies and procedures and report to management immediatelyMust be familiar with and comply with laws, regulations and internal policies and procedures that are applicable to required job dutiesUnderstands and complies with all Rabobank North America and Rabobank anti-money laundering, compliance, and all other applicable lawsCulture & ValuesActively and consistently demonstrate the Eight RAF Cultural PracticeJob Knowledge, Skills, and Abilities: Essential:High level of integrity and ethics. Self-motivated, goal orientated and flexible to frequently shifting priorities.Processes information logically and is able to use the result in appropriate business applications to meet the requirements of the job.Handles sensitive situations in a confidential and professional manner.Ability to manage a diverse and demanding workload. Manage multiple projects simultaneously with good results.Strong orientation to deadline. Make sound business decisions; understand and achieve business goals. Decisive and exercise good judgment under pressure.Decisive and exercise good judgment under pressure.Demonstrate ability to work effectively and congenially with employees at diverse levels.Experience in analysis and reporting and a working knowledge of various financial products and services.Ability to deal with a variety of abstract concrete variables.Reliably organizes work; works effectively and efficiently, prioritizes work and anticipates business need.Possess excellent communication skills and work effectively with limited supervision.Has a high level of accuracy and problem solving skills.Flexible and able to cope with pressure resulting from meeting required deadlines and reporting requirements.Takes leadership role in certain activities as necessary.Strong interpersonal and communication skills. Clear, concise and persuasive writing and presentation skills.Strong PC skills pertaining to Microsoft Office applications such as Word, PowerPoint, Excel, Outlook, OneDrive, OneNote...etc.Occasional travel may be necessary; currently, regular travel is not expectedQualifications: Essential:Bachelor''s degree with 2-5 years financial institution experience in the areas of branch operations or consumer and/or business lending or a minimum of 5 years related compliance experience required.3 or more years of prior BSA/AML and Sanctions experience.2 or more years of experience in a Quality Assurance/Quality Control function.Working knowledge of banking, insurance and commercial credit regulations required.Experience in BSA/AML Compliance risk associated with credit/lending transactions of a short-term/revolving type and trade finance.Experience in oversight of BSA/AML & Sanctions regulatory compliance requirements, policy and procedure development of financial operations/risk management, risk assessment and mitigation; general agricultural awareness.Certificates of completion from nationally or internationally recognized compliance schools are preferred. (e.g. Regulatory Certifications a plus (CRCM, CAMS, CFECIA).We Offer: With healthcare and insurance costs on the rise, Rabo Diversified Services employees enjoy a first-class benefits package, featuring a selection of medical coverage and investment options to meet your personal needs. Our benefits program includes: MedicalDentalVisionHealth care spending accountDependent care spending accountBasic life insurance plus AD&D insuranceOptional life insuranceShort-term disabilityLong-term disability401(k) programHealth and wellness seminarsTuition reimbursementRabo provides equal opportunity in employment to all employees and applicants and does not discriminate on the basis of race, color, creed, religion, national origin, ancestry, alienage or citizenship status, age, sex, sexual orientation, gender identity, gender expression, marital status, genetic information, medical condition, physical or mental disability, pregnancy, childbirth or related medical condition, military service or veteran status, victims of domestic violence, or any other basis protected by applicable law. Rabo also prohibits harassment of any individuals on any of the bases listed above.Consistent with this policy, Rabo embraces diversity and welcomes employees and applicants of all backgrounds. Our goal is to create an environment that is inclusive, drawing upon the strengths of the diversity of our workforce to exceed the expectations of our clients and customers.LI-hybrid

Created: 2025-10-04