Senior Staff Data Scientist, Credit Card

Senior Staff Data Scientist, Credit CardJoin to apply for the Senior Staff Data Scientist, Credit Card role at SoFiSenior Staff Data Scientist, Credit Card23 hours ago Be among the first 25 applicantsJoin to apply for the Senior Staff Data Scientist, Credit Card role at SoFiGet AI-powered advice on this job and more exclusive features.This range is provided by SoFi. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.Base pay range$172,800.00/yr - $297,000.00/yrEmployee Applicant Privacy NoticeWho we are:Shape a brighter financial future with us.Together with our members, we’re changing the way people think about and interact with personal finance.We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.The RoleWe are seeking a Senior Staff Data Scientist who will help shape our Credit Card business strategy and product development decisions through data-driven insights. The Senior Staff Data Scientist will be working closely with cross-functional partners, including Credit Card business leaders, Product & Finance partners, to build and grow SoFi Credit Card into a top choice for consumers to “Get Your Money Right”.This is an exciting role for someone to make a direct impact on new product strategy and revenue of SoFi. Success in this role hinges on your technical aptitude, quantitative abilities, and business acumen: you know how to plow through data with SQL/Python/Tableau, surface insights using math/statistics/ML techniques, and measure the business impact using efficiency/conversion/profit metrics. You treat stakeholders as a partnership – you are there at each step of the way and you know that we only succeed if we succeed together.What you’ll do:Work with amazing product and business managers to identify strategic opportunities, measure KPIs to craft compelling stories, make data-driven recommendations, and drive informed actions.Analyze segment performance at the portfolio level and by vintage to drive insights and optimizationHelp drive customer engagement strategies including early stage engagement, balance transfers, spend programs, and retentionHelp manage and analyze existing cardholder portfolio covering spend engagement, balance stimulation, and good payment behaviorsCraft, analyze, and present customer behavior metrics, such as funnel conversion, user churn, features engagement, product LTV, and cross-sell metrics. Work with product and marketing partners to design tests to improve these metrics.Own end-to-end product analytics workflow including formulating success metrics, socializing them across the organization, and creating pipelines & dashboards/reports;Run significance tests and continuously discover trends in customer behavior to inform decision making with a high level of confidence;Present analyses to Credit Card and Finance business leaders.What you’ll need:M.B.A, B.S. or M.S. in Statistics, Economics, Engineering, Computer Science, Mathematics or a related quantitative field is required for this position8+ years of experience working in an analytics, business strategy, or related role in the credit card industryStrong programming skills in SQL, Python and proficiency in TableauExperience in the Credit Card industry, and deep understanding of credit card credit bureau dataStrong understanding of Credit Card PnL (profit and loss) driversExperience with product analytics, experimentation and hypothesis testingProven track record of end-to-end experience in building analytical frameworks to inform business strategyAbility to work in a dynamic, cross-functional environment, with a strong attention to detailEffective communication and presentation skills and ability to explain complex analyses in simple terms to business leadersExceptional problem-solving skillsStrong relationship building and collaborative skillsCompensation And BenefitsThe base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.The Company hires the best qualified candidate for the job, without regard to protected characteristics.Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.New York applicants: Notice of Employee RightsSoFi is committed to embracing diversity. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this ternal EmployeesIf you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.Seniority levelSeniority levelNot ApplicableEmployment typeEmployment typeFull-timeJob functionJob functionEngineering and Information TechnologyReferrals increase your chances of interviewing at SoFi by 2xGet notified about new Senior Data Scientist jobs in San Francisco, CA.San Francisco, CA $226,085.00-$283,250.00 1 day agoSan Francisco, CA $253,000.00-$314,000.00 6 days agoSan Francisco, CA $206,000.00-$281,000.00 2 weeks agoSan Francisco, CA $182,000.00-$215,000.00 4 months agoClinical Data Scientist (Contract to Hire)Data Science Manager, Ads Horizontal LeadOakland, CA $193,000.00-$329,000.00 1 month agoSan Francisco County, CA $240,000.00-$275,000.00 1 month agoGeospatial Data Scientist (Research Fellow or Part-time Consultant)San Francisco, CA $40.00-$80.00 1 month agoData Science Manager, Demand Planning and ForecastingBurlingame, CA $206,000.00-$281,000.00 12 hours agoGeospatial Data Scientist (Research Fellow or Part-time Consultant)Director, Scientific Content Engineering/Data Science, QDIDirector, Data Science/AI Product Owner (Gen AI/ Agentic AI)Director of Data Science - Recommendations and E-CommerceSan Francisco, CA $201,700.00-$267,300.00 1 month agoDirector, Data Science/AI Product Owner (Predictive AI/ Agentic AI)Director, Data Science / AI Product Owner (Analytical Workbench)Senior Manager, Infrastructure Data ScienceManager, Data Science & Analytics - Dasher EarningsSenior/Lead Data Analyst, Paid Media MarketingSan Francisco, CA $156,300.00-$218,900.00 2 weeks agoSenior Energy Compliance Data Analyst/ Project Manager (JC-484253) - Energy Division/ Electric Planning and Market Design Branch/ Integrated Resource Planning ProcurementSenior Product Manager – SSP, AI and Data ScienceSan Francisco, CA $128,000.00-$178,000.00 3 weeks agoSan Francisco, CA $102,600.00-$148,050.00 5 days agoSenior Data Scientist, Decisions, Rider SegmentSan Francisco County, CA $97,500.00-$185,000.00 10 hours agoSenior Data Scientist, Decisions - Rider ExperienceSan Francisco County, CA $148,000.00-$185,000.00 2 weeks agoSenior Data Scientist, Decisions, New Product DevelopmentSan Francisco, CA $155,000.00-$175,000.00 1 day agoSan Francisco, CA $140,000.00-$195,000.00 1 month agoWe’re unlocking community knowledge in a new way. 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Created: 2025-09-17