Head of Underwriting

1 day ago Be among the first 25 applicantsThis range is provided by Hamlyn Williams. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.Base pay range$180,000.00/yr - $200,000.00/yrAdditional compensation typesAnnual Bonus and RSUsDirect message the job poster from Hamlyn WilliamsRole: Head of Underwriting / Credit Risk ManagerLocation: New York City (Hybrid)Compensation: $180,000 - 200,000 base + bonus + equityAbout the Company:Our client is a well-funded, high-growth fintech platform backed by leading venture capital and industry operators. The business is building modern financial infrastructure for the next generation of companies by delivering dynamic credit, payments, and treasury tools designed for fast-moving, high-growth businesses.Having recently completed a substantial fundraise, the firm is scaling quickly and investing heavily in its credit and risk function to support portfolio growth. The leadership team includes experienced fintech builders and traditional financial institution veterans.About the Role:The Credit Risk Manager, which will serve as the Head of Underwriting, is a pivotal hire within the firm’s Credit & Risk team. This individual will lead underwriting operations, design scalable policies, and shape the future of credit decisioning for the business.The successful candidate will combine strong analytical capability with a pragmatic approach to risk and growth. You will be responsible for leading a team, refining credit processes, making data-driven decisions when assessing high-growth potential clients, and collaborating cross-functionally with Product, Risk, Data, and Commercial stakeholders.Responsibilities:Lead and mentor a team of credit analysts across the firm’s corporate card and lending products.Develop, refine, and implement credit policies, approval frameworks, and risk segmentation strategies.Review and analyze financial statements, bank data, and alternative data to assess creditworthiness.Partner with Data and Product to enhance automation and scoring models.Provide timely and informed support to Sales and Customer Success teams on applicant assessments.Monitor portfolio performance, identify trends, and adapt underwriting approaches accordingly.Help to scale and professionalize the underwriting function as the business grows.Requirements:10+ years of experience in underwriting, credit risk, or lending; ideally with SMBs, eCommerce, or card-based products.Background in fintech, payments or embedded credit products.Strong analytical mindset with experience evaluating financial statements and cash flow.Familiarity with underwriting automation tools and workflows.Excellent communication skills and a collaborative, low-ego approach.Experience in high-growth startups or fintech environmentsBonus Experience (Nice to Haves):Familiarity with transaction-level data underwriting (e.g., via open banking APIs).Exposure to structured finance or capital markets.Experience with modern fintech tooling (e.g., Plaid, Alloy, Ocrolus).Why Join?Opportunity to build and shape the underwriting infrastructure of a fast-growing fintech.Work alongside a high-caliber leadership team committed to transparency and petitive compensation, performance bonus, and meaningful equity package.Direct impact on scaling a platform that supports the financial independence of modern businesses.If interested, please apply directly or email your updated resume to for consideration.Seniority levelSeniority levelMid-Senior levelEmployment typeEmployment typeFull-timeJob functionJob functionGeneral Business, Strategy/Planning, and OtherReferrals increase your chances of interviewing at Hamlyn Williams by 2xGet notified about new Underwriter jobs in New York, NY.New York City Metropolitan Area 2 weeks agoWoodcliff Lake, NJ $55,000.00-$70,000.00 6 days agoNew York, NY $175,000.00-$225,000.00 2 weeks agoNew York, NY $180,000.00-$225,000.00 3 weeks agoNew York City Metropolitan Area 3 weeks agoNew York, NY $65,000.00-$85,000.00 1 year agoNew York City Metropolitan Area $70,000.00-$90,000.00 4 days agoNew York, NY $82,200.00-$111,000.00 2 weeks agoNew York, NY $125,000.00-$170,000.00 1 year agoNew York City Metropolitan Area 1 day agoNew York, NY $96,000.00-$144,000.00 2 weeks agoNew York City Metropolitan Area $200,000.00-$300,000.00 2 weeks agoNew York, NY $120,000.00-$140,000.00 2 weeks agoUnderwriting and Account Boarding Specialist IINew York City Metropolitan Area 23 hours agoNew York, NY $75,000.00-$115,000.00 1 month agoGreat Neck, NY $60,000.00-$80,000.00 2 weeks agoUnderwriter/Senior Underwriter II - Asset Based FinanceNew York, NY $94,500.00-$200,000.00 4 days agoGlobal Underwriting Firm Hiring Tax UnderwriterNew York City Metropolitan Area 3 weeks agoNew York, NY $41,000.00-$80,000.00 21 hours agoNew York, NY $64,350.00-$70,000.00 3 weeks agoCommercial Renewal Underwriter - PropertyNA Crisis Management Underwriting GraduateNew York, NY $110,000.00-$175,000.00 6 days agoWood-Ridge, NJ $80,000.00-$100,000.00 1 week agoNew York, NY $120,000.00-$125,000.00 1 week agoNew York, NY $120,000.00-$135,000.00 1 week agoNew York, NY $125,000.00-$212,500.00 8 months agoNew York, NY $116,225.00-$225,052.00 1 week agoNew York, NY $120,000.00-$150,000.00 4 months agoWe’re unlocking community knowledge in a new way. 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Created: 2025-09-17