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Finance/Credit Model Risk Manager

Affirm - San Diego, CA

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Job Description

Join to apply for the Finance/Credit Model Risk Manager role at Affirm1 day ago Be among the first 25 applicantsJoin to apply for the Finance/Credit Model Risk Manager role at AffirmAffirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.We're looking for a sharp, driven quantitative professional to join our dynamic Model Risk Management (MRM) team. This is your chance to dive deep into the models that power our most critical business decisions. You'll collaborate across the company to shape a best-in-class risk framework, ensuring our models are robust, reliable, and ready for the future. If you're passionate about the intersection of data science, finance, and risk, this role is for you.What You’ll DoConduct rigorous, independent validations of sophisticated models across finance, treasury, credit, and analytics, through in-depth review, testing and ongoing monitoring to ensure their accuracy and integrityIdentify key model weaknesses and highlight opportunities for improvement, helping teams build stronger, more powerful toolsCollaborate with teams across the business to drive the remediation of validation findingsPartner with model owners and developers to implement and enhance our company-wide MRM framework, ensuring it remains effective and innovativeWork closely with our Accounting, Internal Controls, and Compliance teams to ensure we meet and exceed all audit and regulatory expectationsWhat We Look For6+ years of professional experience in a technical role like model development, model validation, or data analyticsDeep knowledge of ALM, treasury, and corporate finance. Experience with credit risk is a strong plusHands-on ability to script in languages like Python and wrangle large-scale datasets with SQLA BS, MS, or PhD in a quantitative field such as Quantitative Finance, Math, or Data ScienceA natural problem-solver with a meticulous eye for detail, a deep curiosity for how models work, and excellent critical-thinking skillsExceptional interpersonal and communication skills, with a proven ability to translate complex technical ideas for any audienceBase Pay Grade - OEquity Grade - 12Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents).USA base pay range (CA, WA, NY, NJ, CT) per year: $215,000 - $265,000USA base pay range (all other U.S. states) per year: $191,000 - $241,000Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.BenefitsWe’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependentsFlexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expensesTime off - competitive vacation and holiday schedules allowing you to take time off to rest and rechargeESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discountWe believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.Seniority levelSeniority levelMid-Senior levelEmployment typeEmployment typeFull-timeJob functionJob functionFinance and SalesReferrals increase your chances of interviewing at Affirm by 2xSign in to set job alerts for “Credit Risk Manager” roles.Senior Product Manager, Credit & PricingAnalyst II, Credit Risk- Portfolio Monitoring and Direct to ConsumerWe’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI. #J-18808-Ljbffr

Created: 2025-09-17

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