Mortgage Loan Originator

Position:Mortgage Loan OriginatorLocation:Hamilton, OHJob Id:790# of Openings:1Formed in 1934, Telhio began as a credit union for Columbus Telephone Company (now AT&T) employees. Telhio now serves over 70,000 member-owners throughout central and southwest Ohio. Telhio's mission is to be a trusted financial partner, committed to serving our community with integrity, care and commitment. Every interaction with our members is guided by these core values. We foster a culture of accountability, respect, and inclusivity-embracing diverse perspectives and actions to strengthen our organization, Board of Directors, staff, and membership.Position Summary:The Outside Mortgage Loan Originator is the individual that originates first mortgage applications from internal and external lead sources focusing heavily on outside lead generation to meet or exceed closed loan production goals. The Outside Mortgage Loan Originator maximizes Telhio's visibility within the business community to achieve organizational goals. This individual will also work to expand their own network of relationships by networking with Realtors, Builders, Branches, Business Development, Business Services, Attorney's, and Investment Bankers.What you will do:Originates first mortgage loan applications from both internal and external sources to meet or exceedMortgage closed loan production goals.Evaluates ratios to make preliminary recommendation based on initial information and establishes the bestproduct for the member.Effectively communicates with all parties to the transaction throughout the loan process from origination topost closing (Member, Realtor, Title Agent, Processor, Underwriter, Closer, etc.)Meets minimum required monthly and quarterly closed loan production goals.Cultivate internal and external relationships that provide viable and consistent leads (Realtors, Builders, Branches, Business Development, Business Services and Investment).Maximizes Telhio's visibility within the Business and Real Estates community to achieve organizational goals.Operates within compliance with all required regulations and polices including all Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC) policies, procedures and regulationsStays up to date on all regulations applicable to job municates effectively with members and co-worker in a organized manner.Obtains Minimum of 20% of Closed Loan Production of Outside Referral Sources.The "face" of Telhio Credit Union mortgage department; perform all work in a manner which upholds/embodies Telhio's Core Values.Offer cross sell opportunities where appropriate (Investment Referrals, Business Development, Branch Referrals, Home Equity, Visa, Checking).Actively utilizes encompass CRM and assigns marketing campaigns consistently.Works all assigned leads and lead lists in a timely manner.Follows up with lead within 24 hours of receipt and documents outcome on monthly Mortgage pipeline report.Consistently stays involved in community networking groups and volunteerism.What you will need:NMLS-Nationwide Multistate License System Upon Hire RequiredHigh School Diploma / GED RequiredBachelor's Degree preferred1-3 years Mortgage Sales OriginationKnowledge of Fannie Mae and Freddie Mac & Underwriting Regulations associatedKnowledge of FEMA Regulations and RequirementsKnowledge of Equal Credit Opportunity ActExperience in underwriting to various "Investor Regulations"Knowledge of banking products and service offeringsExperience in following MLO process and proceduresAttention to detailTime ManagementEffective communication skills (oral and written)Active ListeningAnalytical and quantitative skillsAbility to work in a fast-paced environmentFlexibility relative to Work ScheduleWilling to work overtime some weekends required.Microsoft Office Excel, Word, OutlookTelhio applicants must be able to pass a background check including: Credit, Drug Screen, Bondability, & Criminal BackgroundMust have a valid/unexpired driver's license, some local travel requiredWhat you will earn:Competitive base pay and incentiveBenefits: several medical plan options, dental, free vision, free life and free disability insurance6% matching and immediately vested 401(K) planGenerous schedule for paid holidays, vacation and personal time for a healthy work-life balanceOpportunity for personal career growth, continued education and mentorship programsOpportunities impacting the local communityPhysical Demands:The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. This position requires sitting; some reaching; frequent standing and walking; some stooping or kneeling. The employee must occasionally lift and move up to 50 pounds.This is a Non-Collective Bargaining Unit.Telhio is an Equal Opportunity Employer.Apply for this Position #J-18808-Ljbffr

Created: 2025-09-17