EVP/CRO - Head of Risk & Modeling - Auto Finance

EVP/CRO - Head of Risk & Modeling - Auto Finance This role is with a rapidly growing FinTech client. Base pay range is $320,000.00/yr - $350,000.00/yr with additional compensation types including annual bonus and stock options. The position is based in DFW, TX with a 4 days in-office per week schedule and 1 day of remote work. Equity is offered from day one. What You’ll Do: Own and drive the company’s comprehensive risk management strategy across the entire consumer lending lifecycle. Lead the development and optimization of credit risk, compliance, and decision science frameworks to balance growth with prudent risk-taking. Partner closely with Finance and Capital Markets to support securitizations, structured finance, and warehouse lending efforts through risk-informed insights and analysis. Lead and grow a high performing team of 10-20 professionals across Credit Risk and Quantitative Risk (Data Science). Cultivate a culture of excellence, agility, and innovation with a focus on accountability and measurable outcomes. Serve as a strategic member of the executive leadership team, contributing to company direction and long-term planning. Technology & Innovation Integrate AI and machine learning into credit underwriting, fraud detection, and servicing strategies to enhance decision quality and efficiency. Champion the digital transformation of the risk function — driving automation, building real-time dashboards, and leveraging predictive analytics. Ensure model governance meets the highest standards, with robust development, testing, and validation processes to meet regulatory and investor expectations. Governance & Stakeholder Engagement Design, implement, and uphold a strong Three Lines of Defense risk management framework aligned with industry best practices. Lead internal risk committees and act as the external face of the risk function to investors, auditors, regulators, and partners. Synthesize complex analytics into executive-level insights to support strategic decision-making at the board and C-suite levels. What You Bring: 10+ years of experience in credit risk, structured finance, or quantitative analytics - preferably within consumer lending, fintech, or auto finance. Deep expertise in subprime/near-prime markets, risk-based pricing, and credit modeling. Strong leadership presence and boardroom communication skills — you can confidently engage both technical teams and executive stakeholders. Technical fluency in advanced analytics, machine learning, and risk technology platforms. Advanced degree or professional certifications (e.g., FRM, CFA, CPA) in Finance, Statistics, Economics, or Data Science are highly valued. The position is based in DFW, TX and is 4 days in office per week and 1 day WFH. On offer is a strong salary + bonus, with equity from day one. Location: Dallas-Fort Worth area, Texas Seniority level Executive Employment type Full-time Job function Finance, Strategy/Planning, and Project Management Industries Financial Services and Software Development Referrals increase your chances of interviewing at Hemans. by 2x Inferred from the description for this job Medical insurance Vision insurance 401(k) Pension plan Paid maternity leave Paid paternity leave Get notified when a new job is posted. Sign in to set job alerts for “Head of Risk” roles. #J-18808-Ljbffr

Created: 2025-09-17