Chief Credit Officer

Access to our Marathon Health Clinics which provide FREE visits & prescriptions, Generous Paid Time Off benefit, Tuition Reimbursement, 401K match, Associate Stock Ownership Plan, Daycare Reimbursement, FREE Onsite Fitness Center/Fitness Reimbursements, Health and Wellness Programs, the ability to have a voice with our Diversity/Equity/Inclusion**Supervisory Duties:** Direct reports include Director of Commercial Credit Underwriting, Director of Commercial Loan Workout, Retail Loan Collections, and Director of Risk Governance. **Job Summary:** The Chief Credit Officer (CCO) is responsible for overseeing the Bank’s credit risk strategy as it aligns to the bank’s strategic plan, including policy oversight, loan portfolio credit quality, and loan allocation. This role will focus on managing the credit functions including commercial loan underwriting, problem loan administration, loan policy, and credit risk management as directed by the Board of Directors and Executive Management. The CCO ensures the Bank’s loan growth goals are properly managed through a sound credit quality function. **Essential Duties and Responsibilities:** Establish guidelines for and monitor appraisal and environmental assessment activities to ensure that appraisals meet with compliance requirements and are completed in a timely manner.**Knowledge, Skills, and Abilities:** Expertise in commercial lending - C&I, CRE, specialty finance, and mortgage warehouse credit. Strong knowledge of credit analysis, underwriting standards, risk assessment tools, and macro/micro economic trends.Ability to develop and implement credit strategies aligned with business goals. Deep understanding of banking regulations, compliance requirements, and risk management frameworks. Effective communication skills for stakeholder engagement and reporting.**Minimum Qualifications:**Minimum 15 years’ experience in leadership of credit administration, underwriting, risk management, or related banking roles. At least 5 years in a senior credit leadership role at a bank of comparable size or complexity. #J-18808-Ljbffr

Created: 2025-09-18