Credit Officer II-Global Corporate & Investment Banking

OverviewCredit Officer II-Global Corporate & Investment Banking at Bank of America. Base pay range: $125,000.00/yr - $258,700.00/yr. This role is responsible for managing, monitoring, and documenting credit risk for a portfolio of clients, including underwriting and structuring financing solutions across the Global Banking and Markets product spectrum.ResponsibilitiesOversees and assesses the credit worthiness of borrowers based on due diligence findings, financial statement analysis, forecasting, analysis of company and industry risks, terms and conditions, and relationship profitability to provide high quality credit approval to Corporate Banking, Investment Banking, Global Markets, and TreasuryExercises Delegated Approval Authority using sound judgment and expertise to make approval decisions for the business including new lending limits, structuring and negotiating deal terms, credit worthiness, annual reviews and renewals, risk ratings, and breach actionsActs as a senior coverage team resource supporting ongoing credit matters and asset quality, maintaining adherence to the bank's risk appetite and risk strategies to mitigate losses while identifying opportunities to responsibly grow the loan portfolioLeads new credit originations in coordination and collaboration with the coverage teams including Relationship Managers, Risk, Syndications, Treasury, and all other product partnersNegotiates and structures legal documentation related to loans and derivativesEstablishes appropriate internal risk ratings for clients and implements accurate adjustments throughout the client's credit life cycleTrains, coaches, and mentors Credit Analysts and AssociatesRequired Qualifications9+ years Corporate/Commercial credit experienceStrong understanding of accounting and corporate financeStrong understanding of legal credit agreementsStrong knowledge of ancillary bank products (treasury, cash management, derivatives)Strong business writing skillsAbility to coach junior teammatesDesired QualificationsSpecific experience within Technology, Media, Telecom & Gaming industriesBachelor’s Degree in Finance or relatedSkillsAnalytical ThinkingCredit and Risk AssessmentFinancial AnalysisLoan StructuringUnderwritingAttention to DetailBusiness AcumenFinancial Forecasting and ModelingResearch AnalysisWritten CommunicationsBusiness DevelopmentCollaborationCritical ThinkingPortfolio AnalysisStakeholder ManagementShift1st shift (United States of America)Hours Per Week40Seniority levelMid-Senior levelEmployment typeFull-timeJob functionFinance and SalesIndustriesBanking #J-18808-Ljbffr

Created: 2025-09-18