Senior Portfolio Manager (Emerging Middle Market/...

Join to apply for the Senior Portfolio Manager (Emerging Middle Market/Commercial Real Estate) role at BMO U.S.Get AI-powered advice on this job and more exclusive features.BMO is the 8th largest bank in North America and the 4th largest commercial lender with ambitious growth in the U.S. We are driven by a single purpose: to Boldly Grow the Good in business and life. Our Purpose informs our strategy and commitments to progress: a thriving economy, a sustainable future, and an inclusive society.OverviewIdeal candidate will have experience with CRE and C&I lending. Analyzes credit information to support lending decisions and processes for new and existing Commercial banking loans and credit solutions in an assigned portfolio of clients. Makes credit decisions and recommendations in compliance with bank policies and procedures while maintaining an exceptional client service environment.ResponsibilitiesNegotiates loan structures and terms and conditions that align client requirements with the bank risk appetite and policies.Assesses client repayment capacity by utilizing financial models and analytical tools to recommend appropriate loan structures and collateral requirements.Signs off on new, renewal and extension loans within delegated authority.Monitors portfolio to identify deteriorating credit conditions and compliance; analyzes metrics and industry trends to spot risks and opportunities.Evaluates portfolio performance and recommends capital allocation strategies to optimize returns.Leads proposal development and delivers presentations to capture new business and expand client works with industry contacts to gather competitive insights and best practices.Develops and executes business development plans focused on enhancing client relationships and growth opportunities within the portfolio.Builds and maintains client relationships to ensure long-term financial performance in collaboration with Relationship Manager and business partners.Structures and supports new, renewal and extension loans aligned with client needs and bank & risk policies.Performs financial analysis and risk assessments of clients’ credit information for an assigned portfolio to provide insights and inform decisions.Monitors portfolio performance and takes corrective action when required.Minimizes risk exposure by adhering to credit policies, regulatory standards, and operational guidelines.Serves as a point of contact for service requests, escalating issues when needed.Supports initiatives to enhance service quality, acquire new business, and expand client relationships.Identifies revenue and cross-selling opportunities and share of wallet opportunities to enhance portfolio growth.Utilizes analysis tools to nurture and grow a portfolio that meets ROE objectives and evaluates client returns.Ensures timely and accurate data entry into BMO systems and uses data to support decision-making.Focus is primarily on business/group within BMO; may have broader, enterprise-wide focus.Provides specialized consulting, analytical and technical support; exercises judgment to diagnose and solve problems within given rules.Works independently and handles non-routine situations; broader responsibilities may be assigned as needed.QualificationsPreferred 5–7 years of relevant experience in credit or lending instruments or financial operations in a corporate or banking environment.If a Credit Qualifiable job, Credit Qualifications and associated credit knowledge and skills according to portfolio requirements.Bachelor’s degree required; Business Administration, Finance and Accounting preferred. Other related disciplines or commensurate experience considered.Foundational level: Structuring Deals.Advanced level: Problem Solving, Collaboration, Detail-Oriented, Customer Service, Loan Structuring, Regulatory Compliance, Portfolio Management, Credit Risk Assessment, Banking Operations, Microsoft Office.Expert level: Financial analysis.Salary and BenefitsSalary: $88,800.00 - $165,600.00Pay Type: SalariedThe above represents BMO Financial Group’s pay range and type. Salaries may vary based on location, skills, experience, education, and qualifications. Part-time roles are pro-rated. For commission roles, the salary listed represents the expected target for the first year. Total compensation may include incentives and other benefits. Details at: UsAt BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. We aim to support customers, communities and people with training, coaching and opportunities to grow.For more information, visit: is an equal employment opportunity employer. We evaluate applicants without regard to race, religion, color, national origin, sex, pregnancy, childbirth or related conditions, sexual orientation, gender identity or expression, transgender status, age, or any other legally protected characteristics. We also consider applicants with criminal histories, consistent with applicable laws. BMO provides reasonable accommodations to individuals with disabilities; contact with your request.Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Unsolicited resumes sent to BMO will be considered BMO property. #J-18808-Ljbffr

Created: 2025-09-18