Associate General Counsel, Credit and Finance

OverviewFarm Credit Bank of Texas is a $40.9 billion wholesale bank that has been financing agriculture and rural America for over 100 years. Headquartered in Austin, Texas, we provide funding and services to rural lending associations in five states, and we are active in the nation’s capital markets. We offer competitive compensation, generous health and wellness benefits packages and a hybrid workplace located along the bluffs of the Colorado River just minutes west of downtown Austin.We seek top talent in fields such as technology, finance, accounting, credit, human resources, or other administrative functions, and invite you to join us in our mission to feed the world. Position DescriptionWe are seeking a highly skilled commercial finance and lending attorney to support our credit and lending departments in commercial lending transactions. This role involves providing legal counsel and support for complex commercial lending transactions, including structuring, negotiating, and documenting secured and unsecured commercial loans. The ideal candidate will have deep expertise in banking and finance law, commercial loan documentation and the ability to manage multiple transactions in a fast-paced environment. Day-to-Day Duties and ResponsibilitiesDraft, review, and negotiate commercial loan agreements, security instruments, guarantees, and related documentation.Advise on the legal aspects of structuring commercial lending transactions, including bilateral loans, syndicated loans, asset-based lending, and mezzanine financing.Conduct legal due diligence on borrowers, collateral, and transaction structures.Provide guidance on intercreditor arrangements, subordination agreements, and lien priority issues.Support enforcement actions, workouts, and restructurings when necessary.Ensure compliance with federal and state lending laws, banking regulations, and internal policies.Collaborate with internal business units, including credit, lending, finance, and compliance teams, to support transaction execution.Identify and mitigate legal risks associated with lending activities.Monitor changes in relevant laws and regulations and advise stakeholders accordingly.Manage relationships with external counsel and coordinate legal support for multi-jurisdictional transactions. What You Bring to the TeamOur ideal candidate lives within a commutable distance from our office and appreciates the value of hybrid work design.It’s an important role that covers many skills. This position requires:Juris Doctor (JD) from an accredited law school; active license to practice law, preferably Texas.Minimum 5+ years of experience in commercial lending.Prior experience working with or advising Farm Credit institutions is a plus.Demonstrated experience in:Drafting and reviewing commercial finance transactions, including asset-based lending, revolving lines of credit, term loans and equipment loans.Asset securitization and leveraged finance.Mezzanine and subordinated financing; andWorkouts, debt restructurings, bankruptcies and debtor-in-possession financing.Agricultural and rural lending experience is a plus.Experience working in both law firms and in-house environments and/or financial institutions is highly desirable.Ability to work onsite in the Bank’s Austin, Texas office (hybrid). BenefitsFlexible health-and-wellness benefits, including medical insurance, prescription drug coverage, dental insurance, vision care, flexible spending accounts, and more.401(k) plan that includes an employer match and additional employer contributionLong-term disability and life insuranceVacation leave, sick leave, and paid holidaysOption to use sick leave to take your pet to the vet for emergency servicesUp to two days per year to volunteer in local community organizations, services, or eventsOngoing professional-development opportunitiesGenerous tuition-reimbursement programPhysical fitness incentive planEmployer matching gifts program Important note: We care about your hiring process and take it seriously. A real person will review your applications, meaning response timelines may vary. The interviewing process at Farm Credit Bank of Texas may include phone calls and emails, on-site interviews, and requests for portfolios or demonstrations of work. We cannot personally follow up with each applicant, and we will strive to create a professional, respectful, and thorough process for candidates with whom we identify as a potential fit. #J-18808-Ljbffr

Created: 2025-09-26