Chicago Branch – Corporate Banking Department VP

IntroductionEstablished in 1912, Bank of China is one of the largest banks in the world, with over $3 trillion in assets and a footprint that spans more than 60 countries and regions. Our long-term outlook, institutional weight and global breadth provide our clients with a stable and reliable financial partner, whether in Corporate or Personal Banking or our Trade Services, Commodities, Financial Institutions and Global Markets lines of business.OverviewThe job of the VP is to assist the Team Lead/Vice President and Branch Managements in 1) Providing support to the team; 2) Soliciting, developing and managing new businesses and portfolios for syndicated loans, bilateral loans (and assisting with a portfolio of commercial mortgage loans, as needed); 3) Manage and oversee clients portfilos to ensure an appropriate level of risk and return is consistent with the strategic direction of the Bank of China; 4) Broaden new business opportunities and promote positive relationships with the market, especially with big and medium sized clients; 5) Assist the Team Lead in managing and training a team of AVP/Associates to further grow the business, as needed.ResponsibilitiesInclude but are not limited to:Customer Relationship Deveopment & ManagementServe as primary contact for customer relationshipsMaintain and enhance client relationships through customer calls or visits and ensure the completeness and timely compliance of all aspects of client relationshipsObtain relevant and mandatory financial and non-financial information in a timely manner, analyze applicants’ data collected, conduct financial analysis and make judgment in terms of financial status, credit and loan collateralPerform due diligence, prepare credit proposals through detailed underwriting analysis and presentation to loan committee, and structure the right loan products for clientsWork closely with the Credit Risk Management Department to respond to their enquires, ensure that the credit proposed comply with the credit risk policy and guidelines, security control manual and compliance policies and proceduresPrepare and oversee the preparation and closing of loansMaintain regular contact with customers and look for opportunities to deliver added value to existing customer relationshipsSell, cross-sell and coordinate the selling of products and services of the Bank of China to clients in a manner consistent with the strategic direction and risk policies of the BankParticipate actively in the Bank’s promotional campaigns and activitiesPartner with the Branch Management and Vice President/Team Head to look for cross-marketing and growth opportunitiesBusiness DevelopmentExplore corporate business and market new relationship based on the business development needs of the bank and on the guidance of the Branch ManagerIdentify, explore and analyze potential loan markets in relation to syndicated loans and trade finance loansInterview potential customers, understand their business, industry, threats and opportunities, existing banking relationship, existing and potential financial needs, etc.Portfolio & Post-Lending ManagementPerform due diligence and loan underwriting;Manage and monitor assigned loan portfolio for outstanding loan exceptions and unusual activities. Escalate as necessaryReview signed documents to assure loan package is complete with proper signatures obtainedFollow-up and clear any and all outstanding loan exceptions related to assigned portfolioMonitor activities related to loans within the portfolio and escalate if necessaryTake the lead of the subordinates to perform post-lending monitoring of accountsEnsure the processing and closing of loans in a prompt, accurate and efficient mannerAssist with administrative duties such as account setup, internal reports, drawdown management, and post-lending monitoring as neededMonitor matured/maturing loans/credit lines and coordinate appropriate renewalCompliance & Risk ManagementUnderstands and adheres to all applicable rules, policies and regulations promulgated by the Bank of ChinaUnderstands, complies with and monitors the activities, if necessary, of all applicable laws and regulations regarding anti-money laundering, Bank Secrecy Act, currency transaction reporting, and suspicious activity reportingEnsure Bank Secrecy Act issues are kept current on both “globally” and as it impacts to the BankEstablish profiles for significant customers and evaluate all transactions that are out of the ordinaryGather as much evidence as possible and pass on to the Compliance Office for evaluation of suspicious activities identifies in the SectionUnderstand and comply with bank policies, procedures and regulatory requirementsQualificationsBachelor’s degree with major in Finance, Accounting, Economics, Business Administration and other related disciplines is required. A master degree or above is preferred5+ years of work experience in Corporate and/or commercial real estate business relationship management experience is required7+ years of work experience in commercial lending in Banking Industry is preferredRelationship management is requiredMarketing skills are requiredManagement knowledge is requiredRisk management and assessment knowledge is requiredDue diligence processing knowledge is requiredPeople & Business Management is requiredAbility to spread financial statement, calculate and analyze related financial ratios is requiredAbility to multi-tasks, adapt well to changing priorities, and effectively prioritize workflow to meet critical deadlines is requiredExcellent analytical, interpersonal, verbal and written communication skills is requiredPay RangeUSD $110,000.00 - USD $230,000.00 /Yr. #J-18808-Ljbffr

Created: 2025-09-29