Senior Portfolio Manager

OverviewJoin to apply for the Senior Portfolio Manager role at Wilson Bank & Trust.Location: Lebanon, TNThe Senior Portfolio Manager supports commercial lenders by evaluating loan requests, engaging with customers, and facilitating efficient documentation processes. This position performs duties such as monitoring construction draws, clearing exceptions, preparing and organizing production reports by lender, and gathering financial documentation from customers and internal teams. The Senior Portfolio Manager organizes and maintains loan files, verifying documentation is complete and compliant with regulatory requirements and bank policies. This position reports to the Chief Credit Officer and provides excellent service and support to team members and customers while demonstrating the Company’s values and supporting the mission.Job Duties And ResponsibilitiesSupport commercial lenders by evaluating loan requests, engaging with customers, facilitating efficient documentation processes, etc.Responsible for monitoring construction draws, clearing exceptions, preparing and organizing production reports by lender, and gathering financial documentation from customers and internal teamsSchedule and coordinate meetings with customers and lenders. Attend business events with lenders as needed. Serve as point of contact for new and existing customersPrepare loan proposals and credit memos for review by lendersAssist in the preparation and processing of loan applications and documentationConduct preliminary credit analysis and review customer financial statementsResearch loan requests for proper approval and compliance with regulatory guidelinesCommunicate with external vendors and internal departments to initiate orders for third party servicesReview compliance with loan underwriting criteria to include approval limits, LTV, lien position, insurance requirements, etc.Calculate fees required for specific types of loansReview title opinion or title commitment, appraisal report, and other information to proactively identify any concerns prior to closingCollaborate with lender, vendors, internal teams, and management to resolve any concerns prior to finalizing loan documentation for closingsCommunicate with lenders and third-party vendors such as appraisers and attorneys to address questions or concerns and provide complete closing package to attorney and/or lenderMonitor loan status and follow up on outstanding documentationOrganize and maintain loan files, verifying documentation is complete and compliant with regulatory requirements and bank policiesFacilitate the opening of new deposit accounts and servicing of existing accounts while maintaining relationships for consumer and business deposit account customersAssist commercial lenders with collection efforts to keep past-due accounts at acceptable levelsAttend office and bank meetings as scheduled providing input and updates on commercial lending activities as requiredUtilize sales and service strategies to retain existing relationships and enable growth of new relationships. Actively participates in follow-up strategies.Maintain professional and technical knowledge by attending educational workshops; reviewing professional publications; establishing personal networks; and participating in professional associationsAdhere to compliance with all federal bank regulations and laws, including those for consumer protection and the Bank Secrecy Act/Anti-Money Laundering ProgramAttend training as requestedParticipate in outside community activities as requiredPerform other duties as assignedRequired QualificationsHigh School diploma or GED3 years of experience in portfolio management, commercial lending, credit analysis, or a related fieldPrevious experience in treasury management and account opening preferredKnowledge of real estate lending, documentation, collateralization, UCC-1 Law, lien perfection, and deeds of trustStrong knowledge of financial principles, loan underwriting, lending regulations, credit analysis, and contracts with individual or corporate borrowersUnderstanding of the loan-funding process and use of general ledger accounts for fundingExperience with Microsoft Office and proficient in Excel, Power BI and report developmentSubject matter expertise in relevant software and systems for financial analysis and documentationAbility to work on multiple projects simultaneously while accomplishing daily tasksEffective verbal and written communication skills and excellent interpersonal skillsEffective presentation skillsAttention to detail, critical thinker and problem-solving skillsHigh standards for integrity, honesty, professionalism, and work ethicCommitment to service excellenceAbility to work independently while demonstrating excellent organization and follow throughDemonstrate flexible and efficient time management and ability to prioritize workloadAbility and willingness to work with purpose and a strong sense of urgencySelf-motivated, positive, and enthusiasticSelf-starter with a strong desire to exceed expectations and capable of supporting a teamMaintain confidentiality discretionAbility to effectively work in collaboration with others to achieve business objectivesMust be able to work extended hours as neededWilling to grow and be challengedSeniority levelMid-Senior levelEmployment typeFull-timeJob functionFinance and SalesIndustriesBankingGet notified about new Senior Portfolio Manager jobs in Lebanon, TN. #J-18808-Ljbffr

Created: 2025-10-08