Credit Planning Associate

Credit Planning Associate This position supports the Chief Credit Risk Officer as well as Co-Head(s) of CDAD as a business management and coordination function, reporting to the team head in Credit Planning, CDAD. The team is responsible for developing, recommending, communicating and implementing credit risk management policies, strategies and operational guidelines for the organization and its various financial products. The role is responsible for routinely reporting credit risk related reports/documents, to senior management, head office, and regulators. Role Responsibilities: Maintain and update planning templates, project trackers, and organizational diagnostics to support strategic initiatives. Monitor compliance with policies and procedures related to problematic assets, including self-assessment, write-offs, and reserve requirements. Engage in restructuring and workout processes to safeguard the Bank's assets and maximize recovery outcomes. Conduct ongoing research and analysis of client financial performance, including continuous monitoring of credit portfolio strength and relevant market/industry developments. Produce and summarize credit portfolio reports; routinely report credit-related documentation to senior management. Enhance credit application processes, including updates to credit-related manuals and documentation. Support cross-functional projects by providing data analysis, visualizations, and presentation materials. Prepare materials for regulatory examinations and internal/external audits. Maintain communication with senior managers in the Front Office to ensure alignment with credit standards and policies. Lead training and orientation for new team members, sharing institutional knowledge and best practices. Undertake additional tasks and projects as assigned, contributing to departmental goals and risk leadership initiatives. Qualifications and Skills: Recommended years of experience: 3 Solid foundation in finance or accounting is essential; prior experience in the financial services industry is preferred. Bachelor's degree or equivalent required. Business fluency in English is mandatory; Japanese language proficiency is a plus. Strong proficiency in Microsoft Office applications, including PowerPoint, Word, and Excel; familiarity with Microsoft Access is advantageous. Excellent interpersonal, written, and verbal communication skills. Strong analytical abilities and a collaborative, team-oriented mindset. SMBC's employees participate in a Hybrid workforce model that provides employees with an opportunity to work from home, as well as, from an SMBC office. SMBC requires that employees live within a reasonable commuting distance of their office location. Prospective candidates will learn more about their specific hybrid work schedule during their interview process. Hybrid work may not be permitted for certain roles, including, for example, certain FINRA-registered roles for which in-office attendance for the entire workweek is required. SMBC provides reasonable accommodations during candidacy for applicants with disabilities consistent with applicable federal, state, and local law. If you need a reasonable accommodation during the application process, please let us know at .

Created: 2026-03-04