Experienced Underwriter

Job Posting End Date: February 27 Joining Unum means becoming part of a team dedicated to fostering your professional and personal success. We are committed to delivering exceptional employee benefits and service solutions that empower employees at our client companies to succeed in all aspects of life. Our commitment to our team members includes: A renowned workplace culture A strong focus on inclusion and diversity Performance-driven incentive plans A competitive benefits package, including Health, Vision, Dental, and Short & Long-Term Disability Generous paid time off (including time to volunteer!) Up to 9.5% in 401(k) employer contributions Mental health support services Opportunities for career advancement Options for student loan repayment Tuition reimbursement programs Flexible work environments All the benefits listed above are subject to the terms of their individual plans. At Unum, we have 10,000 employees supporting over 39 million people globally. Every role here is vital and positively impacts the lives of our customers. Whether you're providing assistance to a growing family or developing innovative tools for navigating life's challenges, the collective efforts of our team are essential. Join us in making a difference and become a part of Team Unum today! General Summary: The Experienced Underwriter will excel in evaluating, selecting, and retaining profitable business within established authority limits. A key aspect of this role is the ability to effectively collaborate with sales teams, brokers, and internal partners. Principal Duties and Responsibilities Engage with sales and service partners to recommend products and plan options that best suit customer needs. Assess and select risks to ensure the profitable acquisition of new cases and the ongoing retention of existing ones. Perform thorough risk assessments on all cases to meet business guidelines, profit targets, and related metrics. Identify and analyze risk trends while proposing actionable recommendations. Maintain comprehensive knowledge of the company's products, sales processes, implementation procedures, and influencing market dynamics. Provide reliable, precise, and timely service while nurturing relationships with both internal and external partners. Support training, technical development, and mentorship for junior underwriters. Job Specifications Bachelor's degree or equivalent relevant experience. Proven proficiency at the Underwriter level. Extensive understanding of product provisions, plan designs, pricing, and contractual benefits. Strong technical expertise in risk selection. Demonstrated knowledge of financial objectives including top-line and bottom-line performance. In-depth understanding of sales/distribution processes and market trends. Strong mentoring and coaching capabilities. Proficient problem-solving and analytical reasoning skills. Excellent verbal and written communication abilities. Strong organizational skills with the ability to manage multiple priorities effectively. Ability to persuade and negotiate effectively. Capable of working independently as well as part of a team. Demonstrate a commitment to quality and take ownership of your results. #LI-JQ1 ~IN1 Unum and Colonial Life are part of Unum Group, a Fortune 500 company and a premier provider of employee benefits to companies worldwide. We are headquartered in Chattanooga, TN, with additional international offices in Ireland, Poland, and the UK, along with significant operations in Portland, ME, and Baton Rouge, LA, plus over 35 field offices across the US. Colonial Life is based in Columbia, SC, with a network of over 40 field offices nationwide. Unum is committed to equal opportunity hiring, considering all qualified applicants and employees for recruitment, placement, and advancement irrespective of an individual's race, color, religion, national origin, age, genetic information, military status, gender, sexual orientation, gender identity or expression, disability, or protected veteran status. The base salary range for this position is as follows. Actual compensation will depend on skills, geographical location, and experience. $53,300.00 - $100,700.00 Additionally, Unum provides a comprehensive and competitive benefits package, including healthcare benefits (health, vision, dental), insurance benefits (short & long-term disability), performance-based incentive plans, paid time off, and a 401(k) retirement plan with an employer match of up to 5%, plus an additional 4.5% contribution regardless of employee participation. All benefits are subject to the terms and conditions of their respective plans. Company: Unum

Created: 2026-03-04