Senior Underwriting Consultant

Job Posting End Date: February 27 Join the team at Unum and become part of an organization dedicated to your success. We strive to provide exceptional employee benefits and service solutions that help employees at our partner companies thrive during life's many moments. This commitment starts with offering our team members numerous opportunities for professional and personal growth, including: Award-winning workplace culture A strong emphasis on inclusion and diversity Performance-based incentive plans A competitive benefits package that includes Health, Vision, Dental, and Short & Long-Term Disability Generous paid time off, including time for volunteering Up to 9.5% 401(k) employer contribution Mental health support Career advancement opportunities Options for student loan repayment Tuition reimbursement Flexible work environments All the benefits listed above are subject to the terms of their individual plans. With a workforce of 10,000 employees serving over 39 million people globally, every role at Unum is meaningful and impacts our customers' lives. Whether you're providing support to a growing family or developing online tools to help navigate through difficult times, our customers depend on the collective talents of our team. Help us make a difference and join Team Unum today! General Summary: The Senior Underwriting Consultant will exemplify expert risk evaluation, selection, and retention of profitable business within their authority limits. Strong collaboration with sales teams, brokers, and internal partners is essential in this role. The consultant will also assist in training, technical development, and mentoring of junior underwriters, while guiding and influencing others to support changes and drive profitable results. Principal Duties and Responsibilities Collaborate with sales and service partners to tailor products and plan options that align with our customers' needs. Assess and select risks to ensure profitable acquisition of new cases and ongoing retention of in-force cases. Conduct thorough risk assessments on all cases, ensuring compliance with business guidelines, target profit metrics, and identifying risk trends with actionable recommendations. Contribute to the formulation of policies and procedures that support product development initiatives. Demonstrate comprehensive knowledge of the Company’s product offerings, sales processes, and market dynamics. Deliver reliable, accurate, and timely service while fostering strong relationships with internal and external stakeholders. Serve as a technical resource for less experienced underwriters, providing constructive feedback on case decisions while fostering development. Mentor and coach team members, providing valuable input to management regarding mentee performance. Job Specifications Bachelor's degree or equivalent relevant business experience Proven proficiency at a Senior Underwriter level Extensive knowledge of product provisions, plan designs, pricing, and benefits Advanced technical expertise in risk selection Comprehensive understanding of company objectives pertaining to revenue and expenses Thorough understanding of the sales process and current market trends Strong mentoring and coaching capabilities Exceptional problem-solving skills Outstanding analytical thinking and reasoning skills Excellent written and verbal communication skills Solid organizational abilities and capacity to manage multiple priorities effectively Highly skilled in persuasive communication and negotiation Demonstrated ability to work independently and collaboratively as part of a team A strong commitment to quality and personal accountability for outcomes This position is based at our headquarters in Chattanooga, TN. Unum and Colonial Life are part of Unum Group, a Fortune 500 company and a leader in providing employee benefits globally. Unum is an equal opportunity employer, considering all qualified applicants for hiring, placement, and advancement, without regard to race, color, religion, national origin, age, genetic information, military status, gender, sexual orientation, gender identity or expression, disability, or protected veteran status. The base salary range for this position is $63,500.00 to $120,000.00. Actual pay will depend on skills, geographical location, and experience. Additionally, Unum offers a competitive portfolio of benefits and rewards including health benefits, insurance coverage, performance-based incentives, paid time off, and a 401(k) retirement plan with employer matching. All benefits are subject to the terms and conditions of individual plans.

Created: 2026-03-04