Temporary Fraud Prevention Specialist

Join our team at Seacoast Bank as a Fraud Prevention Specialist! This temporary role is a great opportunity to contribute to the security and integrity of our banking operations. You will play a crucial part in combating fraud and ensuring our customers' safety. JOB SUMMARY: As a Fraud Prevention Specialist, you will assist the Bank's Fraud/Security Manager in identifying, researching, tracking, reporting, and resolving fraud-related issues. Stay updated on new regulations and their impact on the bank while participating in training programs to enhance your knowledge. ESSENTIAL DUTIES AND RESPONSIBILITIES: Investigate and analyze cases of fraud while ensuring compliance with internal policies and external regulations. Collaborate with management to discuss actions for claims approval or denial and possible account closures. Evaluate various alert solutions for potential fraud and take necessary steps to mitigate losses. Engage in daily chargeback follow-ups concerning counterfeits, kiting, forgeries, and negative accounts. Identify fraud trends and develop training for bank staff to prevent future occurrences. File criminal charges as necessary and represent the bank in court. Provide updates and reports on recovery efforts and fraud investigations. Support reporting of charged-off accounts to Chex Systems and resolve disputes. Review daily E-Funds reports for fraud alerts and coordinate with branches for follow-up. Assist customers and bank personnel with fraud claims and identity theft inquiries. Investigate counterfeit cash incidents in partnership with the U.S. Secret Service. Monitor scams and proactively communicate with branch personnel. Escalate compliance issues or potential losses to Senior Management. Review digital deposits, ATM alerts, and fraud alerts, placing holds when necessary. Process charged-off checking accounts with due diligence. Provide video/images for branches and assist with surveillance requests. Enhance Loss Prevention awareness and generate best practices. Work with the Security Officer on investigations related to disturbances and incidents. Review security reports and assist in developing procedures for managing fraud. Adhere to Seacoast Bank's Code of Conduct. EDUCATION and/or EXPERIENCE: High School diploma with a minimum of 2 years' college education; 4-year degree preferred. 3 to 5 years’ experience in banking or law enforcement preferred. At least 2 years of Loss Prevention experience is essential. Strong attention to detail and analytical skills. Familiarity with banking operations and compliance requirements. Excellent communication skills, both written and verbal. Proficiency in Microsoft Office, particularly in Word and Excel. The responsibilities outlined in this job description are not exhaustive and may be subject to change. At Seacoast Bank, we value ethical standards and compliance with all laws and regulations in the finance industry. #LI-PF1 Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws.

Created: 2026-03-04