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Staff Software Engineer - Origination

PayJoy - San Francisco, CA

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Job Description

Staff Engineer The Staff Engineer is responsible for leading our technical foundation, initially collaborating with the Merchant team to drive innovation, with the opportunity to work with other teams as well, taking on a mentoring role, designing scalable systems, and influencing cross-functional initiatives, in a hands-on position where they will make key technical decisions and build critical services. Responsibilities Solve Critical Problems: Identify, prioritize, and solve technical challenges impacting growth. Lead and Collaborate: Architect new solutions, implement newer patterns/framework that other candidates can use and implement, identify potential systemwide solutions, guide teams, ensuring solutions meet business goals and technical standards. Mentor & Develop: Foster a culture of learning, guiding junior engineers. Innovate & Improve: Drive continuous improvement in our platform and processes. Requirements Bachelor's degree in a technical discipline such as computer science, software engineering, or a related field. 12+ years of experience as Software Engineer, in a fast-paced, high-growth environment, working with cloud platforms such as AWS, GCP, or Azure. Strong expertise in backend development with proficiency in one or more programming languages such as Java, Python, PHP, or similar; as well both relational and NoSQL databases. Solid understanding of distributed systems, system design principles. A can-do attitude and creative, flexible problem solving abilities, and the ability to think critically in ambiguous situations. Being a team player, that includes review, pair programming, collaboration in one task, mentoring or being mentored. Strong written and verbal communication skills, with the ability to present technical concepts to non-technical stakeholders. Desirable experience with mobile technologies or mobile payment systems with the fraud and identity aspects of fintech, as well in building and maintaining large-scale systems used by millions of users. Benefits Local benefits depending on the country of hire Company-funded health insurance for employee and immediate family Company-funded employee life and disability insurance Paid vacation days, unlimited sick leave $2,000 USD annual Co-working Travel perk $2,000 USD annual Professional Development perk Phone finance, headphone benefit, home office equipment allowance and wellness perks Catered lunches PayJoy is proud to be an Equal Employment Opportunity employer and we welcome and encourage people of all backgrounds. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics. PayJoy Principles Finance for the next billionOwnershipBreak Through WallsLive CommunicationTransparency & DirectnessFocus on ScaleWork-Life BalanceEmbrace DiversitySpeedActive Listening

Created: 2026-03-05

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