Credit Risk Management Analyst - Strategy

At T-Mobile, we prioritize YOU! Our Total Rewards Package ensures that every employee receives the same outstanding care we offer our customers. Enjoy a competitive base salary and comprehensive compensation package as part of our Total Rewards. We provide numerous wealth-building opportunities through annual stock grants, employee stock purchase plans, 401(k) contributions, and free, year-round financial coaching. This is how we remain UNSTOPPABLE for our employees! As a Credit Risk Management Analyst, you'll take on diverse responsibilities. Your expertise in analytics, project management, and relationship-building will be key to your success. Work both independently and collaboratively with a team of analysts to identify new credit segmentation opportunities via statistical methods that enhance our credit decision processes, collections strategies, and fraud prevention tactics. Partner with the Credit Risk Management team and other T-Mobile departments to deploy, analyze, and track new credit strategies to effectively manage risk. You'll handle large datasets, derive insightful conclusions, and communicate your actionable recommendations clearly and concisely. Engage in projects at various stages, from conceptualizing ideas to developing and implementing solutions. We encourage your creativity and problem-solving skills as you take ownership of your work. Together, we are unstoppable! Responsibilities: Utilize statistical segmentation techniques to uncover new credit opportunities. Extract, load, and transform data from multiple sources for statistical and ad-hoc analysis. Conduct qualitative and quantitative analyses of credit policies to meet objectives. Develop predictive financial and analytical models using statistical methodologies, including trend and regression analysis. Analyze new data and statistical products provided by external vendors. Collaborate with credit bureaus and alternative credit data. Ensure timely delivery of all work outputs while adhering to project timelines and deadlines. Education/Qualifications - Required: 2-4 years of experience in a qualitative analytical role. Bachelor's Degree in Finance, Economics, Mathematics, Industrial Engineering, Statistics, or a similar field. Intermediate or higher proficiency in SAS or other statistical/analytical programming languages. Strong computer skills in Excel, Word, and PowerPoint. Excellent communication skills (both verbal and written), along with strong organizational and presentation abilities. Superior time management skills and project management awareness. Education/Qualifications - Desired: 3+ years of quantitative analytic modeling experience, particularly in credit risk management or process management. Graduate degree in a quantitative discipline is a plus. Basic proficiency in SQL, Python, R, or similar statistical software packages. Prior experience in consumer risk management is advantageous. Experience in the Wireless/Telecom industry is a plus. #LI-Corporate Must be at least 18 years of age and legally authorized to work in the United States. Travel: Travel Required: No DOT Regulated: DOT Regulated Position: No Safety Sensitive Position: No Base Pay Range: $76,100 - $137,300. Corporate Bonus Target: 10% The pay range above represents the general base pay range for a successful candidate. Actual pay will be based on various factors, including location, qualifications, and experience, so starting pay may vary within this range. T-Mobile offers an annual bonus or periodic incentive for employees in regular, non-temporary roles, based on role performance. Most Corporate employees may receive a year-end bonus based on company and/or individual performance as a percentage of their eligible earnings from the previous year. Certain positions in Customer Care may also be eligible for monthly bonuses based on individual and/or team performance. Our benefits reflect the spirit of One Team, Together! We care for one another by ensuring our benefits evolve to meet our team members' needs. Both full and part-time employees have access to the same benefits when eligible. We provide comprehensive medical, dental, and vision insurance, flexible spending accounts, a 401(k) plan, employee stock grants, and an employee stock purchase plan. Employees also enjoy paid time off and up to 12 paid holidays per year (approximately 4 weeks for full-time employees and 2.5 weeks for part-time employees), paid parental and family leave, family-building benefits, backup care, enhanced family support, childcare subsidy, tuition assistance, college coaching, short- and long-term disability coverage, and various voluntary insurance options. But that's not all - eligible employees can receive discounts on mobile services and home internet, pet insurance, and access to commuter and transit programs! Endless growth is encouraged! At T-Mobile, we don't have a corporate ladder - it's more like a jungle gym of opportunities! We thrive on helping our employees advance their careers, as that shared ambition drives our business forward. By applying for this opportunity, you embody our values while investing in your own career growth - and we celebrate that. You're unstoppable! T-Mobile USA, Inc. is an Equal Opportunity Employer. All employment decisions will be made without regard to age, race, ethnicity, color, religion, creed, sex, sexual orientation, gender identity or expression, national origin, religious affiliation, marital status, citizenship status, veteran status, the presence of any physical or mental disability, or any other protected status or characteristic under local, state, or federal law. Discrimination, retaliation, or harassment based on these factors are strictly inconsistent with our business practices and will not be tolerated. If you require reasonable accommodation during the application or interview process due to a disability, please let us know by emailing . Please note, this contact method is solely for accommodation-related requests and is not available for inquiries or applications.

Created: 2026-03-05