Senior Risk Management Analyst

Are you ready to go beyond your limits and challenge yourself? At Coinbase, we strive to enhance economic freedom globally. This ambitious mission calls for exceptional talent every day as we develop the future of the onchain platform and financial systems worldwide. We are looking for a passionate individual who shares our mission and believes in the transformative potential of crypto and blockchain technology to revolutionize finance. If you're eager to make a meaningful impact, thrive under pressure alongside top-tier colleagues, and seek constructive feedback to grow, we want you on our team. You will embrace challenges and tackle the toughest issues head-on. Our fast-paced work environment may not be suited for everyone, but if you're excited about building the future with like-minded individuals who excel in their fields, this is the place for you. Although many positions at Coinbase offer remote work flexibility, we emphasize in-person collaboration throughout the year. We hold multiple team and company-wide offsites annually to nurture connection and alignment, and your participation is both expected and fully supported. As a Senior Risk Management Analyst on the Payments Risk Analytics team, you will take charge of identifying and mitigating payment fraud risks associated with our critical payment systems while maintaining essential metrics and enhancing customer experience. This role reports to the Manager of Cards and Mobile Payments and is based remotely in the United States. Key Responsibilities: Detect, analyze, and mitigate fraudulent purchase and deposit activities. Implement strategies targeting bad actors and high-risk behaviors related to unauthorized purchasing across various regions. Evaluate fraud performance across payment methods and develop essential metrics. Proactively identify and address gaps in our monitoring processes. Manage risk controls comprehensively and enhance processes to ensure adequate coverage as our business expands. Oversee reporting processes and maintain communication with relevant banking partners. Collaborate with internal stakeholders in Product, Growth, Data Science, and Engineering to develop and implement customized risk management strategies across different regions. Utilize data to assess risks and make informed decisions impacting large segments of our customer base, while measuring and analyzing tradeoffs using quantitative data. Transform data insights into compelling narratives and communicate your findings to Payments Risk leadership. Qualifications: 5+ years of relevant experience in risk analytics. 3+ years of experience combating fraud in Cards and Mobile Payments within e-commerce or financial services. 3+ years of data analysis experience, including database interaction and querying (e.g., SQL, MySQL). Bachelor's degree in a quantitative field (e.g., Math, Stats, Physics, or Computer Science) or equivalent practical experience. Advanced proficiency in SQL. Skilled in business intelligence and data visualization tools (e.g., Tableau, Looker, Superset). A passion for combating fraud and a proactive approach to investigation and pattern recognition. Proven ability to independently define and complete analytical projects while working cross-functionally with teams in Product, Data Science, and Engineering. Exhibit our core cultural values: clear communication, positive energy, continuous learning, and efficient execution. Additional Preferences: Experience in mitigating risk related to credit/debit card issuance. Thorough understanding of mobile payments. Experience using AI tools like cursor, glean, or copilot. Advanced knowledge of Python programming. Pay Transparency Notice: The target annual base salary for this position can vary based on location, with figures ranging from $167,280 to $196,800 USD. Total compensation may also include equity, bonuses, and various benefits (such as medical, dental, vision, and 401(k)). Please note: Each candidate may submit a maximum of four applications within a 30-day period. We encourage you to assess how your skills and interests align with the roles at Coinbase before applying. Commitment to Equal Opportunity: Coinbase is proud to be an Equal Opportunity Employer. All qualified applicants will be considered without regard to race, color, religion, creed, gender, national origin, age, disability, veteran status, sex, gender expression or identity, sexual orientation, or any other protected basis under applicable law. Coinbase will also evaluate applicants with criminal histories consistent with federal, state, and local laws. Further details on employee rights and regulations related to discrimination can be seen in our standard notices. Coinbase is committed to providing reasonable accommodations to individuals with disabilities. If you need assistance during the employment process, please reach out to us to indicate your request and contact details. Global Data Privacy Notice for Job Candidates and Applicants: Depending on your location, your data may be managed in alignment with the GDPR and CCPA. By submitting your application, you agree to our data processing terms regarding job applications. For US applicants only, submission also indicates acceptance of arbitration for dispute resolutions as outlined in our terms. AI Disclosure: For selected roles, Coinbase is exploring AI tools designed for conducting initial screening interviews with qualified candidates. A human recruiter will review your responses from these AI interactions against the outlined job qualifications. Please note that these AI initiatives are for evaluation purposes and will not dictate employment decisions. For accommodations due to disabilities, kindly contact us directly.

Created: 2026-03-06