DE Underwriter

Position Overview Responsible for the initial review of all loan files received from the sales department. Add preliminary condition of files; ensure that they meet the general guidelines as set forth by FHA, FNMA, FHMLC, & HUD Federal and State guidelines. Essential Job Functions Organize, identify, clear or mark received docs submitted in images Complete UWAR Screens with licensing info and validate current E&O information Validate in CnC; property value, borrowers identification, and income accuracy Confirm proper disclosure; meeting federal and state guidelines Preliminary review of new files; identify outstanding issues needed to meet both the company and investor guidelines Data Verify; borrower identification, market value of property, determine if borrower has multi properties that were not disclosed on initial application, regional viability of property Verify employment, and income of borrower Order TALX or 4506T to confirm income of borrower Complete Tracking Screens for FHA Loans, FHA Case Number, & Caivrs Request Flood Certifications and notify Processor if in a Flood Zone for proper coverage Dialogue file; informing sales and assigned DE Underwriter of status and pertinent details of files Requirements High school diploma or equivalent A minimum of two years of experience with conforming or FHA loans Excellent communication skills, both written and oral Proficient with Microsoft Office programs Detail oriented a must Strong analytical abilities NOTE: This job description is not intended to be all-inclusive. Employee may perform other duties as directed by management to meet the ongoing needs of the organization.

Created: 2026-03-10