Mortgage Loan Officer

Job DescriptionJob DescriptionABOUT THE ROLE Har-co Credit Union is seeking a motivated Mortgage Loan Officer to originate residential mortgage loans and build lasting relationships with referral partners across our lending footprint in Maryland, Delaware, and Pennsylvania.Enjoy the stability of a credit union that is a trusted local community lender.This position offers the opportunity to grow loan production through credit union member leads, referral partnerships, and community engagement.You will work closely with borrowers and referral partners to structure mortgage solutions while managing loans through the full origination process from application through closing. COMPENSATION $40,000 – $47,500 base salary + commissionUncapped commission based on loan productionHigh-performing loan officers can earn six‐figure incomeCommission paid on closed loan volume monthlyAccess to credit union member leads SALES SUPPORT & RESOURCES Established member baseCRM system for pipeline managementDedicated loan processing supportMarketing support for referral partner developmentCompetitive mortgage products including Conventional, FHA, and VA loans RESPONSIBILITIES Originate residential mortgage loans including first and second mortgagesDevelop and maintain relationships with Realtors, builders, and referral partnersGenerate new loan opportunities through networking and community involvementAdvise members on mortgage products and financing optionsIndependently structure mortgage loans based on borrower needsVerify and compile complete and accurate loan applicationsAnalyze borrower credit, income, and financial documentationEnsure required disclosures are provided in compliance with regulationsMonitor loan pipeline, deadlines, and closing timelinesCommunicate effectively with borrowers, processors, and underwriters WHO THIS ROLE IS IDEAL FOR Mortgage professionals who enjoy building referral relationshipsLoan officers seeking the stability of a credit union platformIndividuals comfortable generating opportunities through relationships and networkingProfessionals focused on long‐term customer relationships QUALIFICATIONS Minimum 3 years of mortgage loan origination experienceActive NMLS license in good standingAbility to obtain licensing in MD, DE, and PAKnowledge of conventional and government mortgage programsExperience using DU/LP underwriting systemsStrong relationship‐building and communication skillsHighly organized with strong time‐management abilitiesStrong analytical and problem‐solving skills BENEFITS Medical, Dental, and Vision InsuranceLife InsuranceVoluntary short-term disability401k Plan with Safe Harbor matchingPaid Time Off (PTO) Company DescriptionHar‐co Credit Union is committed to delivering exceptional financial services to our members while supporting the communities we serve. We value integrity, service, and strong relationships with our members and partners.Har-co believes in equal employment opportunity for all individuals without regard to race, color, religion, sex, age, national origin, marital status, physical or mental disability, status as a Vietnam Era veteran, or for any other reason or category protected by Federal, State, or local law. This policy extends to all terms, conditions and privileges of employment and participation in all activities sponsored by Har-co.Company DescriptionHar‐co Credit Union is committed to delivering exceptional financial services to our members while supporting the communities we serve. We value integrity, service, and strong relationships with our members and partners./r/nHar-co believes in equal employment opportunity for all individuals without regard to race, color, religion, sex, age, national origin, marital status, physical or mental disability, status as a Vietnam Era veteran, or for any other reason or category protected by Federal, State, or local law. This policy extends to all terms, conditions and privileges of employment and participation in all activities sponsored by Har-co.

Created: 2026-03-10