Mortgage Loan Originator

AnnieMac Home Mortgage is eager to expand its team by hiring Full-Time Mortgage Loan Originators. In this role, you will play a pivotal part in establishing robust relationships with referral sources, ensuring a consistent influx of loan volume from real estate brokers and other external partners. Candidates with a background in the Mortgage Industry will find this opportunity particularly rewarding. Your primary responsibility will be to sell mortgage loans to customers outside of AnnieMac Home Mortgage's offices. Work conducted at our offices will support your external sales efforts. Generate new business opportunities by cultivating and maintaining relationships with realtors, real estate agents, title and escrow officers, financial advisers, CPAs, and other key professionals in the industry. Actively participate in mortgage sales activities including attending closings, open houses, seminars, and various lead-generating events. Assist prospective borrowers by gathering their information and completing loan applications efficiently. Develop strong connections with referral partners like realtors to consistently attract new clients. Assess the income and debt of potential borrowers to pre-qualify them for suitable mortgage options. Guide borrowers through the home buying and financing processes, advising them on various loan products and how costs and payments differ among them. Collect essential financial documentation, such as tax returns and bank statements, necessary for mortgage applications. Provide borrowers with required disclosures, including truth-in-lending statements and good faith estimates. Offer advice to borrowers regarding credit issues to help them understand and resolve any problems. Maintain regular communication with borrowers, realtors, and lenders throughout the application process, keeping everyone updated and obtaining any additional information needed. Order necessary legal documents and review HUD statements prior to closing. Must hold the appropriate state license or certificate (requirements vary by state). A deep understanding of pricing and underwriting guidelines from various mortgage insurance companies is essential. Knowledge of credit underwriting and eligibility requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors is required. Familiarity with local, state, and national regulations (e.g., zoning laws, Truth-in-Lending, RESPA) is necessary. Exceptional communication skills and the ability to analyze financial information are crucial for success. A self-motivated, sales-oriented mindset is a must for this position. Work Environment/Physical Demands: This role requires travel approximately 80% of the time. AnnieMac Home Mortgage is an Equal Opportunity Employer

Created: 2026-03-10