Senior Underwriting Specialist

Job Posting End Date: February 27 Join Unum, a company dedicated to your success, and be part of an organization that excels in providing exceptional employee benefits and service solutions. We are committed to creating a highly collaborative environment that offers numerous opportunities for both professional and personal growth: Award-winning workplace culture Strong focus on inclusion and diversity Performance-based incentive plans Competitive benefits package including Health, Vision, Dental, and Short & Long-Term Disability Generous paid time off, including volunteer time Up to 9.5% 401(k) employer contribution Mental health support Opportunities for career advancement Options for student loan repayment Tuition reimbursement Flexible work environments All benefits are subject to terms of their individual plans. With a workforce of 10,000 employees serving more than 39 million people globally, every role at Unum is significant and directly impacts our customers' lives. As a Senior Underwriting Specialist, you will play a crucial role in enabling our customers to thrive. Help us make a difference and join Team Unum today! General Summary: The Senior Underwriting Specialist will demonstrate expert risk evaluation, selection, and retention of profitable business within their authority limits. Collaboration with sales teams, brokers, and internal partners is essential. This specialist will also train, develop, and mentor junior underwriters while guiding and influencing others to support changes and drive profitable results. Principal Duties and Responsibilities: Work closely with sales and service partners to customize products and plans that meet customer needs. Evaluate and select risks to ensure profitable acquisition of new cases and successful retention of in-force cases. Conduct comprehensive risk assessments on all cases, adhering to business guidelines and identifying trends with actionable recommendations. Contribute to the creation of policies and procedures that support product development initiatives. Show a thorough understanding of the Company's product offerings, sales processes, and market dynamics. Provide accurate and timely service while building strong relationships with internal and external stakeholders. Act as a technical resource for less experienced underwriters, offering constructive feedback on case decisions and promoting their development. Mentor and coach team members, giving valuable performance insights to management. Job Specifications: Bachelor's degree or equivalent relevant experience Proven proficiency at a Senior Underwriter level Extensive understanding of product provisions, plan designs, pricing, and benefits Advanced technical expertise in risk selection Solid grasp of company objectives regarding revenue and expenses Thorough understanding of the sales process and current market trends Strong mentoring and coaching skills Exceptional problem-solving abilities Outstanding analytical thinking and reasoning skills Excellent written and verbal communication skills Effective organizational skills and ability to manage multiple priorities Strong persuasion and negotiation skills Demonstrated ability to work independently or as part of a team A strong commitment to quality and accountability This position is based at our headquarters in Chattanooga, TN. Unum and Colonial Life are part of Unum Group, a Fortune 500 company and a leader in employee benefits globally. Unum is an equal opportunity employer, considering all qualified applicants for hiring, placement, and advancement, without regard to race, color, religion, national origin, age, genetic information, military status, gender, sexual orientation, gender identity or expression, disability, or protected veteran status. The base salary range for this position is $63,500.00 to $120,000.00. Actual pay will depend on skills, geographical location, and experience. Additionally, Unum offers a competitive benefits package, including health benefits, insurance coverage, performance-based incentives, paid time off, and a 401(k) retirement plan with employer matching. All benefits are subject to the terms and conditions of individual plans.

Created: 2026-03-11