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Lead Payments Solutions Architect

Accenture - Miami, FL

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Job Description

Join our dynamic team as a Lead Payments Solutions Architect, where your expertise will be crucial in designing, implementing, and enhancing payment solutions that modernize and embed payments for our clients. In this influential role, you will have the opportunity to define and create technical architectures that prioritize scalability, security, and compliance. You will also work closely with stakeholders to ensure that payment systems align with strategic business objectives. If you are passionate about the complete client lifecycle—from offering valuable insights to proposing innovative projects and facilitating comprehensive consulting engagements—this is the perfect opportunity for you! Key Responsibilities: Drive and execute the go-to-market strategy for payments modernization. Architect comprehensive payment solutions for banks and payment processors, emphasizing modern practices that guarantee scalability, reliability, and security. Engage with senior client business and technical teams to define and deliver customized payment solutions that meet complex requirements and adhere to industry regulations. Assess and incorporate payment APIs while working alongside third-party service providers (e.g., Finacle, FIS, TSYS, Finastra, Fiserv, Volante, etc.). Ensure adherence to relevant regulatory frameworks and industry standards. Enhance payment processes for improved cost efficiency, reduced latency, and a superior user experience. Provide technical guidance during migrations, upgrades, or the integration of new payment platforms. Document and uphold best practices for payment architecture and integrations. Lead the resolution of technical challenges related to payment systems. Stay abreast of emerging trends in the payments landscape, including CBDC and GenAI technologies. Required Qualifications: Minimum of 5 years of consulting experience. Bachelor's degree in Computer Science, Engineering, or a related discipline. Demonstrated experience as a Technical Architect or in a similar capacity in payments or financial services. In-depth knowledge of payment systems, gateways, and protocols (e.g., ISO 20022, Open Banking, SWIFT CBPR+, NACHA, FedWire, ISO 8583). Strong understanding of tokenization and encryption protocols. Experience with contemporary architecture and engineering practices (e.g., Domain Driven Design, Event Driven Architecture). Familiarity with cloud platforms (AWS, Azure, GCP) and microservices architecture. Exceptional communication and stakeholder management abilities. Preferred Qualifications: Experience with payment orchestration platforms. Knowledge of fraud mitigation technologies and tools. Experience with real-time payment systems (e.g., RTP, FedNow). Certifications in cloud architecture or payments (e.g., AWS Solutions Architect, Certified Payments Professional). Our compensation packages are competitive and based on various factors including location, role, skills, and experience. The annual salary for this position may vary according to the specific office location. We are dedicated to providing a comprehensive benefits package that includes medical, dental, vision, life, and long-term disability coverage, a 401(k) plan, performance bonuses, paid holidays, and paid time off. At our firm, we are committed to equal employment opportunities and fostering a diverse environment. All applicants are considered for employment without regard to characteristics such as age, race, gender, or disability status. If you require accommodations during the hiring process, please let us know your specific needs. We strive to support all candidates fairly and equitably. We look forward to receiving your application!

Created: 2026-03-17

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