VP, Residential Lending Operations

Job Title: VP,Residential Lending OperationsLocation: Livermore, CAHiring Salary Range: $175,000.00 - $200,000.00 annuallyPosition SummaryFremont Bank - one of the Bay Area's most respected and long-standingfinancial institutions - is seeking a strategic, hands-on professional to joinand help advance our Loan Servicing-Trade team. This is a high-impactopportunity to contribute to the success of a mission-driven organizationcommitted to excellence, community service, and strong client relationships.If you're energized by purpose-driven work, collaboration, and deliveringmeaningful results, we'd love to connect.Why Fremont Bank?Founded in 1964, Fremont Bank is one of the oldest independently ownedbanks in the Bay Area and has been consistently recognized as a Top Workplacefor the past 15 consecutive years. Our foundation is built on relationships -with our clients, our associates, and our communities.We offer:A people-first culture grounded in inclusion and excellenceDeep community involvement and local reinvestmentA mission-driven workplace where values and performance go hand in handThe Fremont Bank WayFull-Service Banking with comprehensive financial solutions, advanced technology, and exceptional serviceNo-Compromise Approach - we help clients get to "yes"Core Values:o Go above and beyond for clientso Foster a supportive and empowering environment for associateso Deeply invest in the well-being of our local communityPosition OverviewThe Vice President (VP) of Residential Lending Operations will beresponsible for overseeing all aspects of mortgage operations functions withinthe Bank. This senior leadership role requires a seasoned mortgage professionalwith extensive experience in mortgage operations, pipeline management, projectexecution, technology interface, industry trends, and compliance management.The VP will lead a team of operations professionals to ensure efficient andcompliant processing, underwriting, closing, and quality control of mortgageloans in accordance with industry regulations and Bank policies.Role and Responsibilities1. Strategic Leadership:Develop and implement strategic plans and initiatives to optimize mortgage operations, driving efficiency, quality, and compliance to meet Bank budget.Provide leadership and direction to the mortgage operations teams, setting clear goals and objectives aligned with the Bank's overall mission and objectives.In partnership with senior leadership, develop annual strategic initiatives for residential mortgage lending as well as contribute to the Bank's annual budget preparation process.This includes monitoring performance against objectives throughout the year.2. Mortgage Operations Management:Oversee all aspects of mortgage loan origination and processing operations, including disclosure, application processing, underwriting, closing, and funding.Ensure efficient workflow processes, systems, and technology infrastructure to support timely and accurate processing of mortgage loans.Monitor key performance metrics and operational KPIs to identify areas for improvement and implement corrective actions as needed.3. Compliance and Risk Management:Develop and maintain a comprehensive understanding of regulatory requirements, industry standards, and best practices related to mortgage operations and loan servicing.Establish and enforce compliance policies, procedures, and controls to ensure adherence to applicable laws and regulations, including RESPA, TILA, HMDA, and others.Conduct regular audits and reviews of mortgage operations and servicing activities to identify compliance gaps and implement corrective actions.4. Team Leadership and Development: Recruit, train, mentor, and develop a high-performing team of mortgage operations and servicing professionals.Foster a culture of collaboration, accountability, and continuous improvement within the operations and servicing teams. Promote in-office culture consistent with organizational standards.Provide coaching, feedback, and performance evaluations to support associate growth and development.5. Stakeholder Management:Develop and foster strong working relationships and actively collaborate with internal stakeholders, including senior management, sales, underwriting, compliance, and IT teams, to optimize processes and achieve business objectives.Serve as a primary point of contact for external stakeholders, including investors, regulators, auditors, and vendors, regarding mortgage operations and servicing matters.Qualifications and Education Requirements Bachelor's degree in Business Administration, Finance, or related field; MBA or advanced degree preferred.Minimum of 10 years of experience in mortgage operations and loan servicing leadership roles, with a deep understanding of mortgage lending processes and regulatory requirements.Strong knowledge of mortgage industry regulations, compliance standards, and investor guidelines.Proven track record of implementing process improvements, technology enhancements, and operational efficiencies in mortgage operations and servicing.Excellent leadership, communication, and interpersonal skills, with the ability to inspire and motivate teams.Strategic thinker with analytical abilities and problem-solving skills.Experience with mortgage origination and servicing software systems preferred.Knowledge of mortgage loan products, including conventional, FHA, VA, and Reverse Mortgages.Familiarity with loan origination software and Microsoft Office Suite.Strong communication and interpersonal skills.Excellent attention to detail and organizationalskills.What Makes Fremont Bank AssociatesThrive?Team Players who go above and beyond to support their colleaguesAction-Oriented professionals who challenge the status quo and seek improvementPurpose-Driven individuals who understand and champion the bank's community impactBenefits SnapshotHealth & WellnessMedical, dental, and vision insuranceFlexible Spending Accounts (FSA, Dependent Care, Health Savings)Financial & RetirementEmployee Stock Ownership Plan (ESOP)401(k) with employer matchPerformance-based bonuses or incentivesWork-Life & PerksPaid holidays, vacation, and sick timeFree personal checking and savings accountsHome loan rate discountsTuition reimbursement and professional development resourcesOn-site gym and discounted health club membershipsEmployee Assistance Program (EAP)Equal Opportunity EmployerFremont Bank is proud to be an Equal Opportunity Employer. We arecommitted to creating an inclusive environment for all employees, regardless ofrace, color, religion, sex, gender identity, sexual orientation, nationalorigin, age, disability, veteran status, or any other protected classification.Salary RangeThe hiring salary range for this position is $175,000.00 - $200,000.00 annually,based on factors such as experience, skills, education, and internal pensation decisions are made in consideration of these factors and inalignment with Fremont Bank's compensation philosophy.Employee Stock Ownership Plan (ESOP)The Employee Stock Ownership Plan (ESOP) is a way for Fremont Bank tocontribute to the financial well-being of associates by making a contributionto their retirement account. In addition, the ESOP provides associates anopportunity to share in the growth and prosperity of Fremont Bank.Note to Search Firms:Fremont Bank does not accept unsolicited resumes from search firms oragencies without a signed service agreement. Unsolicited resumes will beconsidered the property of Fremont Bank, and no fees will be paid.

Created: 2026-04-02