Claims Examiner- Property Casualty

At Kinsale Insurance, we do insurance differently.As a leading Excess & Surplus (E&S) lines insurer, we specialize in hard-to-place small to mid-sized commercial accounts. Our expertise, agility, and full control over underwriting and claims allow us to offer brokers unmatched flexibility in solving complex risk challenges. From high-hazard operations to distressed risks and high-exposure venues, we step in where others step back.We are growing - and we're looking for a driven, analytical Claims Examiner to join our Casualty Lines Division in Richmond, VA.If you enjoy investigating complex claims, influencing outcomes, and working in a collaborative, high-performance environment, this could be the right next step in your career.What You'll DoAs a Claims Examiner, you will take ownership of a diverse portfolio of moderate to complex Property Liability claims and play a key role in delivering fair, timely, and strategic claim resolutions.Your impact will include:Managing the full lifecycle of property liability claims under the guidance of a Claims SupervisorConducting thorough investigations to evaluate liability, damages, and exposureInterpreting policy coverage and drafting clear, professional coverage correspondenceCommunicating coverage determinations effectively to policyholders, brokers, and stakeholdersNegotiating claims to resolution with sound judgment and strong business acumenManaging litigated claims, including appointing and directing defense counselDriving litigation strategy proactively toward efficient resolutionParticipating in mediations and settlement conferencesMaintaining precise, well-documented claim filesYou won't just process claims - you'll analyze, strategize, and influence outcomes.What We're Looking ForWe're seeking someone who is intellectually curious, detail-oriented, and motivated to grow within the E&S marketplace.Experience1-2 years of experience handling property liability claims or related industry experienceMinimum of 2 years of professional work experienceSkills & StrengthsStrong analytical and critical thinking abilitiesExcellent written and verbal communication skillsConfident negotiation skills and sound decision-makingAbility to manage multiple priorities in a fast-paced environmentExperience directing investigations and working with defense counselStrong organizational and time management skillsProficiency in Microsoft Office (Word, Outlook, Excel, PowerPoint)Collaborative mindset with the ability to work cross-functionallyEducationAssociate's degree or Bachelor's degree preferredWhy You'll Love Working at KinsaleCompetitive Pay & Bonus Opportunities - Rewarding performance and initiative.Comprehensive Benefits - Health, dental, and vision insurance with up to $3,600 (individual) or $7,000 (family) in HSA contributions per year.Work-Life Balance - Generous paid time off including 22 days of PTO and 10 paid company holidays.Career Growth - Clear promotion paths, mentorship, and ongoing professional development.Retirement & Security - Up to 6% matching 401(k) contributions on base salary and bonus, standard life insurance, and disability coverage.Continuous Learning - Annual $3,000 reimbursement for educational training and certifications.Integrity & ResponsibilityKinsale values strong financial responsibility. A credit check will be conducted as a part of the selection process for roles that require sound judgement, trustworthiness, or access to sensitive information. Equal Opportunity Employer This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

Created: 2026-04-02