General Counsel

Cardless is transforming the credit card landscape by empowering innovative brands to offer their customers world-class, digital-first, and seamlessly integrated credit card experiences.We're looking for an exceptional General Counsel to lead the legal function at Cardless during a pivotal stage of growth. This person will serve as a strategic advisor to the executive team, manage a small in-house legal team, and partner closely across product, operations, finance, compliance, and partnerships.Responsibilities:Manage and mentor a small in-house legal team (Commercial + Product/Regulatory Counsel)Oversee external counsel relationships, budgets, and workstreamsBuild scalable legal infrastructure, processes, and policies as the company growsPartner with leadership on risk, strategy, and company-wide decision-makingLead all corporate legal matters, entity management, and governance processesManage Board materials, communications, and corporate recordkeepingOversee financing rounds, investor negotiations, and equity mattersDrive legal support for key partnerships and strategic transactionsOwn all commercial contracting, including partner, vendor, and investor agreementsLead counterparty negotiations and ensure strong legal leverageLiaise with banks, partners, and regulators on matters impacting our products and operationsPartner closely with Product, Compliance, and Operations on new features and product expansionRequirementsJD and active bar membershipTrained at a top law firm followed by in-house experience at a high-growth tech companyExperience in financial services (cards experience is a plus but not required)Track record handling complex commercial negotiations and advising on product/regulatory issuesExperience building and managing a high performing legal teamCompensationThis role has an annual starting salary range of $275,000 - $350,000 + equity + benefits (see below). Actual compensation is influenced by a wide array of factors, including but not limited to skills, experience, and specific work location.BenefitsWe're headquartered in San Francisco, CA, with a beautiful office in the Mission District. We're proud to offer our team excellent benefits: Meaningful Start-up equity 100% health, vision & dental primary coverage+ 75% health, vision & dental dependent coverage Catered lunches $250/month Commuter benefit Parental leave Team building events & happy hours Flexible PTO with a minimum of 15 days off per year Apple equipment 401k planLocationWe're headquartered in San Francisco, CA, with a beautiful office in the Mission District (near Dolores Park). We welcome employees who want to work from this office; we offer additional benefits to those who do, and relocation assistance to those who'd like to.We regularly bring our team together for offsites & trips, about every 2 months, both for fun and for work. We cover all travel & lodging in these cases.

Created: 2026-04-02