Hard Money Underwriter "” Private Lending (Remote)

About LBC MortgageLBC Mortgage is a Los Angeles-based mortgage company with over 20 years of industry experience. Alongside our traditional mortgage business, we operate a fast-growing Private Money / Hard Money Lending Division, focused on funding real estate investment loans with speed, accuracy, and strong risk management.We are looking for a skilled Hard Money Underwriter who understands private lending, can underwrite deals quickly, and make confident decisions that protect the company while keeping production moving.ResponsibilitiesUnderwrite Hard Money / Private Money loans (Fix & Flip, Bridge, DSCR, Cash-Out, Ground-Up, etc.)Review loan files and borrower documentation (credit, assets, entity docs, income where applicable)Analyze property details, exit strategies, deal structure, and overall riskCalculate and validate LTV, ARV, LTC, rehab budgets, and timelinesReview appraisals, comps, and market data to confirm property value and feasibilityIssue approvals and conditions, ensuring fast and clear communication with the teamWork closely with Loan Officers, Processors, and Management to move loans efficientlyIdentify red flags early and provide clear recommendationsEnsure adherence to internal guidelines and lending policiesRequirements2+ years of underwriting experience in Hard Money / Private Lending (required)Strong understanding of Fix & Flip and Bridge loan underwritingAbility to evaluate ARV-based deals, rehab scopes, and budgetsStrong knowledge of appraisals, title reports, insurance, and entity structuresStrong attention to detail and ability to work in a high-volume, fast-paced environmentExcellent communication skills and ability to make confident decisionsPreferred QualificationsExperience underwriting DSCR and rental investment loansExperience with Ground-Up Construction loansFamiliarity with Encompass or other mortgage/loan CRM systemsStrong knowledge of investor real estate lending across multiple statesWhy Join LBC MortgageEstablished company with strong leadership and long-term stabilityGrowing private lending division with strong pipelineOpportunity for career growth into Senior Underwriter / Underwriting Manager roleCompetitive compensation based on experienceRemote flexibility and supportive team environment #J-18808-Ljbffr

Created: 2026-04-29